skeggsy v abbey

[Muffintop]

Anyone out there to help me, just starting Abbey claim for a friend and only part of the info in statement form. Can someone tell me the code that they use for a charge to be taken ie vq, uq etc etc, cant go any further without this info.l cheers skeggsy

[jules1973]

On the microfiche statements it is normally listed as CHG.

[Muffintop]

Hy peeps, just an update sure things will hot up soon have just sent my LBA off today 14 days to wait, any anticipated response.

[Muffintop]

Got bog off letter but with a 150 quid as a good will gesture, they said they are going to investigate the complaint and this will take them 8 weeks! forget it, they have ten days and will still go ahead and file with MCOL. Any takers for what I should expect next.skeggsy

[jules1973]

If you can try and file directly with your local court with the N1 form, it is a lot quicker as you dont have to wait for Northampton to transfer it to a court that isnt too busy.

 

Once you have filed, abbey will acknowledge it then send you a copy of their defence, probably along with a 65% settlement offer (which would already include the GOGW they have given you).

[ICY]

PM a mod and ask if they can move this thread into Abbey forums, as said in the PM the general route they seem to take is you will submit at court, then at the 13th day they will acknowledge the claim, 13 days after this you will receive a copy of the standard defence, then nogotiations can start, you are a while off yet, they like to draw it out

[Muffintop]

Oh didnt realise I wasnt in the abbey forum? who are your mods on this forum? onlyu know lloyds and nationwide mods.skeggsy

[Muffintop]

Court online filed today 14 days and counting... ps am I in the Abbey Forum?

 

skeggsy

[ICY]

not yet, hang on will try to get someones attention

[zootscoot]

Moved to Abbey forum

[Lula]

Skeggs, what court are you filing at? if it is Hitchin or Luton then dont use MCOL use a downloadable N1 and a proper full POC, otherwise they will you do it again, I am at Hitchin too

[Muffintop]

thanks Lula, thats interesting in St Albans, have done MCOL now, what do you mean they will do you again dont understand do you mean it will take longer> was going to do the n1 and got it out all ready but cos all my other claims won were via mcol i was more confident doing it that way, despite knowing that i could put less info in. My claim was moved to st albans county court last time with Lloyds and looks like we have won prior to court so hoping that the judge at st albans isnt too fierce although he did insist on a aq last time when the mcol said it would be dispensed with.

[Muffintop]

thanks ice and zoot also for moving my thread, thought I was already in Abbey forum.... that explains what ice was trying to tell me. Zoot you following me round the threads must be bored with my waffling on. cheers skeggsy

[Lula]

Skeggs, St Albans and Hitchin are the most likley courts to get you to do another one lol

 

Dont worry, if you get anything saying that they dont like the stylised particulars of claim. there is loads on here to help you, i am in Hitchin court and learnt the hard way lol

[Muffintop]

Hya guys,

 

just thought would let you know checked mcol and the claim has been acknowledged on 26.7.07. Just heard that all courts waiting on report from latest OFT? and are staying cases? anyone else knowledge of this and why and the impact it will have?

In light of my recent win with Lloyds (skeggsy v lloyds) will be putting together a full poc for anticipation of mcol transferring to my local court. This is the last time I will be filing via mcol for that reason. What can I expect next from Abbey?? a defense? anyone got a good thread I can take a look at to see what the content of their defense will be?

appreciate all advise. skeggsy

[Camdenite]

Hya guys,

 

just thought would let you know checked mcol and the claim has been acknowledged on 26.7.07. Just heard that all courts waiting on report from latest OFT? and are staying cases? anyone else knowledge of this and why and the impact it will have?

Hi Skeggsy, It's a common misconception bought about by some ill-informed journalists, but all cases are NOT being stayed. The banks will probably , in light of the Test Case, request a stay, but it is down to the local District Judge whether he or she grants it.

[Muffintop]

thankyou the case will be eventually moved to my local court and i know for a fact the dj there will order a stay as she can be a little difficult at the best of times. i also need to get onto a full extended poc in readiness. just wanted to know the score with abbey claims, they acknowledge via mcol and had no paperwork from court or abbey to say its been acknowledged, what is likely to be the next move in the next 28 days, take it they dont allow judgement to be filed and iv heard that one should be a little hesitant at rushing in for entering judgements.all anticipatory advice welcomed.skeggsy

[Muffintop]

After reading some threads where they got lucky with the abbey negotiating, decided to e mail Inga and see if she would go for it, decided had nothing to loose as the oft will mean a stay for sure and poss a long long wait, Got e mail back saying thanks but no thanks. just cant help some people can you! drat!!

[Camdenite]

Hi Skeggsy. I would carry on as normal. Have you contacted the court (your local one if it's been transferred) to ask them if a stay has been requested by Abbey? There's been plenty of templates udated recently for contesting a stay, so all you can do is carry on an hope that the judge is persuaded to throw the stay out.

 

Going back to what Lula said, Is your local court Hitchin or St Albans? The judges there seem to have a problem with the lack of detail on MCOL Claims. Perhaps someone else can advise on this as I don't have any direct experience.

 

Best of luck.

[Muffintop]

Sorry but had to post a new thread to get noticed..... my thread skeggsy v abbey is just not getting the replies and need a decision by tomorrow morn if poss, my day 28 is tomorrow and had no defense offered. I have had letter from abbey stating that they have requested a stay from the court but had no correspondance from the court to this effect, should i enter judgement tomorrow and what is the implications of this. any replies appreciated so i can make informed decision. skeggsy

[srfrench]

YES..... enter / apply for Default JUdgement!

[Muffintop]

thanks for getting back to me, are there any negative consequences for me from this?

[Lula]

Only that they will argue it and request a set aside (eventually, when the test case is over) they will probably get it granted and it will take longer.

 

On the other hand, when the test case is over, they will probably have to pay out anyway. So it really is your call.

[Muffintop]

ok thanks

[Muffintop]

Hi Skeggsy. I would carry on as normal. Have you contacted the court (your local one if it's been transferred) to ask them if a stay has been requested by Abbey? There's been plenty of templates udated recently for contesting a stay, so all you can do is carry on an hope that the judge is persuaded to throw the stay out.

 

Going back to what Lula said, Is your local court Hitchin or St Albans? The judges there seem to have a problem with the lack of detail on MCOL Claims. Perhaps someone else can advise on this as I don't have any direct experience.

 

Best of luck.

 

tnx guys my case has been stayed as expected by mcol