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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Nicky Boy
      GroupNexus ANCR PCN - Petrol Station Roadchef Tibshelf South DE5 5 T

      By Nicky Boy · Posted

      Your concern regarding the 14 days delivery is a common one. Not been on the forum that long, but I don't think the following thought has ever been challenged. My view is that they should have proof of when it was posted, not when they "issued", or printed it. Of course, they would never show any proof of postage, unless it went to court. Private parking companies are simply after money, and will just keep sending ever more threatening letters to intimidate you into paying up. It's not been mentioned yet, but DO NOT APPEAL! You could inadvertently give up useful legal protection and they will refuse any appeal, because they're just after the cash...  
    • FTMDave
      Horizon ANPR PCN - overstay - Iceland Chester

      By FTMDave · Posted

      The sign says "Parking conditions apply 24/7". Mind you, that's after a huge wall of text. The whole thing is massively confusing.  Goodness knows what you're meant to do if you spend only a fiver in Iceland or you stay a few minutes over the hour there.
    • little old lady
      GroupNexus ANCR PCN - Petrol Station Roadchef Tibshelf South DE5 5 T

      By little old lady · Posted

      Hi and thanks It looks like they ticked all the boxes to me but I'll try and upload the notice. I was wondering if a witness to late delivery might be considered proof - I'm assuming they posted it as normal but Royal Mail stuffed up delivery. If not then they're really saying it just has to be posted within 12 days of the incident, regardless of when it is received. Annoying! edit ok thanks Honeybee here's my 2nd (actually 3rd) attempt at anonymising, copying and uploading the notice! Sorry about the state of it - I sat on it while distracted by my dog 🙃 pcn front.pdf pcn back page.pdf
    • tobyjugg2
      I see Octopus have started using the old EON 'tricks to try an install smart meters

      By tobyjugg2 · Posted

      ROFL - dont get upset just because someone (quite a lot of someones) dont want smart meters - well unless you get paid for it .. in which case ...   I assume you haven't been with Octopus long enough to be on one of the very long fixed price tariffs they offered before the prices went bonkers .. and that you dont use your electricity in the evening/lunch time if you think the 'agile type tariffs are good value .. let alone worth installing a smart meter for - high price a good disincentive for an evening cuppa eh? Let alone all your computer/tv etc time in the peak price evening or lunch time. - and boy do those peak prices instantly hammer your bill when those Russian and middle eastern issues kick off.   I would only have considered a smart meter if solar panels had been an option for me - but roof is oriented completely the wrong way. Oh - and My opinion hasn't changed since the smart meter trials 40 years ago, because neither have the issues (well not enough) but I'm happy for you. Be happy for me.
    • honeybee13
      GroupNexus ANCR PCN - Petrol Station Roadchef Tibshelf South DE5 5 T

      By honeybee13 · Posted

      Hi. I'm afraid I've had to hide your post with the pdf files to keep this anonymous for you. You've left the PCN reference number and your car reg showing. Could you edit that and repost please? HB    

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Success Stories?

cazza1968

By cazza1968
in Debt Collection Agencies

 Share
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6102 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

cazza1968

cazza1968

Posted
Posted

I'm fairly new to this site, but i have read many threads where people are clearly becoming disheartened with their financial situation and the day to day fight with the DCA's.

 

This may already have been done, but maybe those with success stories ONLY to tell would consider posting on this thread so that it gives the rest of us more hope and inspiration, and a reason to fight on?:D

 

I'm not the greatest with computers so I apologise if this has been done before.:rolleyes:

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diskmandave

diskmandave

Posted
Posted

Welcome to the forum. :)

 

No need to apologise, success stories are great for raising morale :D

 

Here's mine, hopefully a couple more to add this month?!

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/59620-diskmandave-lowell-finacial-capone.html

 

Good luck & regards, Dave.

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rory32

rory32

Posted
Posted

Might be worth having a WON/SUCCESS STORIES area similar to the bank sub forums.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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cazza1968

cazza1968

Posted
  • Author
Posted

That was my thought. Helps us all i think!!:D

 

My clicker is still telling porkies. Not much success there. I had a 28 post conversation with Rory going and now i'm down to 2 again!!!! Strange.:confused:

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rory32

rory32

Posted
Posted

Strange indeed. Might be worth pm'ing a mod about it. There's obviously something wrong with your account.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Curlyben

Curlyben

Posted
Posted

Well I'm doing quite well.

So far I've had 6 DCA's give up on me, either by passing it back to the original creditor or just stopped contacting me.

Ok in that number are 2 that have simply passd the debt to another of their trading names, but I think it still counts.

Have a look on my Cap1 thread for my latest and probably most satisfying one to date.

 

Post #30 http://www.consumeractiongroup.co.uk/forum/capital-one/83965-cb-capone-ci-advice.html

 

I always ignore their first letter just to make sure they have enough information and it's not just a fishing excercise.

After that I put the debt to the test, so it's CCA time.

If I'm in a really evil mood, especially where charges exceed the debt, then I call them and have some fun. Of course this ISN'T on their 0870 number, but more normally on a freephone one.

Thank gid for SAYNOTO0870.COM - Non-Geographical Alternative Telephone Numbers, sometimes takes a bit of work, but it's well worth it in the end.

 

There is no point hiding from these people and I'm so glad I have found this site as it has helped me get my life sorted and I'm now working my way through some serious debts that are very nvolved indeed.

 

If you have debts it is better to face up to them and get them resolved one way or another, even if it means paying some nasty DCA.

Be VERY careful whose advice you listen too

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smashedbobo

smashedbobo

Posted
Posted

ok, seriously, I CCAd global debt recovery a couple of months ago. They sent me a screen print out. An thats all. They said that is all they could supply. due to the age of the debt they said it would be difficult to get hold of at this stage. Anyway since then not heard a peep from them. apart from they would hand the file back to the original creditor. And not heard a word from them either. I also SARd them as well. And the bank. They are now out of time so time for reporting them me thinks. Global said they were acting on behalf of FV-1. even though they would not give out their address. said it was confidential. Naughty peeps. x so at the moment i am happy on that one.

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lemma1968

lemma1968

Posted
Posted

Do I take it then that plan B - the dreaded "B" word is now out of the window and you are going to take them on, or is Plan "B" still there?

 

Also, glad you had a good day at work, mine was sh1t!:rolleyes:

 

Seriously though, more success stories though PLEASE!!!!!!!:D

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smashedbobo

smashedbobo

Posted
Posted

And, i also did an Sar for my dad for a car company with whom he bought a car from. He is retired and disabled. And almost 80. He did not know any better, but DCAs being the people they are thought they were onto a goodun with him. That is until i told him about CAG. I did the letter for him and sent it off. The DCA were pushing for more money than he could afford. Since the letter they have backed off and apologised saying a mistake had been made and the amount he is paying is ok. As is my name. My head is smashed with everything. And with the thread starter, i can sort every one else out but useless at sorting me out. But hey that is why we are all here. To help each other x

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lemma1968

lemma1968

Posted
Posted

Smashedbobo, what is this about the car?:o How much were they wanting him to pay? And does the old man's other half know about it? Can't it be got rid of?

 

Start another thread on that if necessary, cos this is for success stories and that is a partial one I suppose. (Its alright, i know smashedbobo...you just have to keep her in line!!! (joke SM)

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smashedbobo

smashedbobo

Posted
Posted

It was got rid of years ago. He was on mobility at some point but he decided to an HP. Was reposessed. I took on the collection agent for the car company at the time and paid what i could for it. They then came to me for a while. you the thing. We have a name so lets use it. Any way he has been being paying 4.00 a month for it. And NO the other half does not know thjat i am aware of. At least i hope not. They sent my dad a letter saying he was behind. He has been writing to them about his situation probably every couple of months when they have contacted him. It was only when i popped in to see him at his home did i see all the letters he waas writing. Was like war and peace. When i saw them thanks to this site i was a little ore informed and told him not to send them. I did the cca and sar instead. so far sogood. everything ok. The only thing i sooooooooooooooooo pleased about is my mother so far is computer illiterate. I HOPE.

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smashedbobo

smashedbobo

Posted
Posted

Oh i think people are bothered. The problem is that with DCAs is that they are soooooooo long winded. But what goes around comes around. Read some of diskmandaves other threads. I think it just going to take time for folk to put up the thucktheth thtories up. Me got a lithp. I dont think tho

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lemma1968

lemma1968

Posted
Posted
Well I'm doing quite well.

So far I've had 6 DCA's give up on me, either by passing it back to the original creditor or just stopped contacting me.

Ok in that number are 2 that have simply passd the debt to another of their trading names, but I think it still counts.

Have a look on my Cap1 thread for my latest and probably most satisfying one to date.

 

Post #30 http://www.consumeractiongroup.co.uk/forum/capital-one/83965-cb-capone-ci-advice.html

 

I always ignore their first letter just to make sure they have enough information and it's not just a fishing excercise.

After that I put the debt to the test, so it's CCA time.

If I'm in a really evil mood, especially where charges exceed the debt, then I call them and have some fun. Of course this ISN'T on their 0870 number, but more normally on a freephone one.

Thank gid for SAYNOTO0870.COM - Non-Geographical Alternative Telephone Numbers, sometimes takes a bit of work, but it's well worth it in the end.

 

There is no point hiding from these people and I'm so glad I have found this site as it has helped me get my life sorted and I'm now working my way through some serious debts that are very nvolved indeed.

 

If you have debts it is better to face up to them and get them resolved one way or another, even if it means paying some nasty DCA.

 

It's hard though facing up to the inevitable isn't it? I can be a bit of an ostrich, although i know i have to sort out my finances. I'm lucky that I have a good job, but the stress is still bad and the WHAT IF's do my head in. Well done you though.!!!!!!;)

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lemma1968

lemma1968

Posted
Posted
Whoops! Should read prior posts, sorry!

 

Have a read through this one then....;)

 

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/71386-diskmandave-robinson-way-co.html

 

It's been a while since I have laughed soooooo much. What a carry on!!!!:lol:

 

I can't wait to find out what happens next. You are such a tease, diskman!!!;)

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lemma1968

lemma1968

Posted
Posted
Oh i think people are bothered. The problem is that with DCAs is that they are soooooooo long winded. But what goes around comes around. Read some of diskmandaves other threads. I think it just going to take time for folk to put up the thucktheth thtories up. Me got a lithp. I dont think tho

 

Are you drinking....again?:p

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