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tiaposy V's Lloyds


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Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Michael, I think that it is a great thread and never noticed it....wonder if it could be moved somewhere more prominent as it is a bit hidden away in there.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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  • 3 weeks later...

:) Well, just put my claim through on MCOL - how fantastic is that website!! Claiming for £1100 + interest on our joint account.

 

Now I guess I just wait for the papers from the court - so fingers crossed they don't take too long.

 

Wish me luck!!

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In case you are not aware and as you filed using MCOL send 2 copies of your schedule of charges, clearly marked with your claim no. and a brief covering letter asking for them to be filed with your claim to:

 

The Court Manager,

Money Claim On Line

Northampton County Court

21-27 St. Katharine's Street

Northampton

NN1 2LH

 

Dear Sir/Madam

 

(Your Name) –v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

Please find enclosed a schedule of penalty charges taken from me by the defendant, along with interest claimed at the annual rate of 8% pursuant to section 69 of the County Court Act. The interest in addition to the amount in charges equates to the total amount of my claim, namely £(AMOUNT).

 

I respectfully request that the enclosed schedule should be attached to the particulars of my claim.

Yours faithfully

 

Wait until you receive the Notice of Acknowledgement (not the Notice of Issue) from the court and then send a copy to the bank’s solicitors, since they are the ones who will now be dealing with your claim

 

Dear Sir,

 

(Your Name) -v- (Bank)

Claim No: ********

Date Issued: xx/xx/xx

 

 

Please find enclosed a copy of my schedule of charges relating to the above claim.

Yours faithfully

  • Haha 2

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Just a quick question - I put the claim on last night, but I have printed the list of charges off today and the interest is slightly different (my printer at home doesn't work). Will this cause problems?

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You will have to show the calculations that equate to the figures on your claim form. You will need a spreadsheet with the calculations that include the interest accrued until yesterday.

 

Not sure what spreadsheet you are using, but if it uses the 'today' formula it maybe easier just to change your computers date.

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  • 1 month later...

postie just arrived with a letter from Reading crown court saying

 

WITHOUT NOTICE

IT IS ORDERED THAT

1. Defence struck out as an abuse of process

2. claiment may enter judgement forthwith

 

 

Great news, however I have been on money claim website and it still says defence. Do I need to ring them on monday or send out a form?

 

Thanks all...

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  • 2 weeks later...

Just had a copy of the Judgement through from the court, telling Lloyds to pay me immediately (hoorah!). How long do I give them to pay up before I can send the bayliffs round - oh I will enjoy that one....:)

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