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I need help please - ready to apply to Court ***WON***


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Scallyally

 

They did the same to me, said that they would defend and a couple of weeks later paid my account in full and sent a cheque for the rest. I am in Newcastle too. I used MCOL.

 

I have actually written to them today and said thanks but they still owe me more interest and the £50 June payment I sent them. But stay with it, you should be hearing from them They have paid me £1070 so far, I have told them another £94 and then they can see the back of me :D

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  • 2 weeks later...

This morning I received a letter from Capital One. "Whilst we do not accept liability for your claim, I have in an effort to resolve this matter without the need for a court hearing, refunded your full claimed amount of £670" I WON!!!!!!

 

Cant really believe it, I am ecstatic to say the least! For me it was never about the money (although that is wonderful!!) it was about the way they treated me as a customer and the way that they would never allow me to get out of the hole I was in caused by their overpayments.

 

The letter goes on to ask me to inform the court that this is now settled, can someone please confirm that I only need to do this once the cheque is in my hand as the letter states this will follow within 14 working days.

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Yes You're right. Only inform the court once you have CLEARED fuunds in your account. Well done Scally and congratulations:D

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Received a letter from Capital One this morning:

 

"Whilst we do not accept liability for your claim, I have in an effort to resolve this matter without a need for a court hearing, refunded your full claimed amount of £670"

 

WOW I WON!!!

 

The cheque is to follow within 14 working days time am I to assume I do not contact the court until I have the cheque in my hand?

 

thanks

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Excellent!!

 

Please complete the bank survey……….and maybe a donation.

 

See here for advice after settlement:

http://www.consumeractiongroup.co.uk/forum/general/7261-when-you-get-your.html

 

Please PM a Mod with details of your settlement for the Litigation Concluded forum

 

Congratulations. Enjoy the dosh!!!

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Thank you so much!!

 

Ive just typed out that question again as the first one I couldnt see now I can, bizarre!!

 

I am so pleased.

 

If someone could let me know where to send a donation to I would be more than grateful as without this site I would not be getting my money back. The support and advice from this site has been absolutely wonderful and I am eternally grateful. Might not be a huge huge amount of money but the fact that little me can win against them makes me feel great!!

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Hi Scallyally

 

Congratulations on your refund...

 

To make a donation, go here and click the button "Make a Donation"

 

http://www.consumeractiongroup.co.uk/sitemap.php

 

uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Thank you UKAviator!

 

I dont have paypal or a credit card is there a way I can pay in cash? Also I need to PM a Mod with details of my successful claim, what details do they need and how do I PM them?

 

Many thanks

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Hi Scallyally

 

Do you have a Solo / Maestro card with your bank?. The system will accept that. If you PM me or a MOD with your details of your win, Case number, date concluded,amount, we will add it on for you.

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Hey,

 

Can someone help me please? I would like to request charges from Capital one as they keep adding things such as "Cash interest", "Cash Advanced Fee", "Purchase Interest" onto my bills, then when they have pushed me over my credit limit by adding these they then hit me with a, "overlimit charge"!

Does anyone have some templates to help me please?

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Bulmer

 

It will be useful for you to start your own thread, that way you can seek advice and there will be plenty around to help. You can claim back overlimit and late payment charges, as well as returned cheque/direct debit charges if you have any. Have a good read around this forum and if you follow the procedure step by step you will be successful. You will find all the templates you need in the link below.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

Hope this helps.

 

glav:)

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  • 2 weeks later...

Hi again, Ive still not received a cheque and ive worked out that the cheque should be here by next Thursday which will be 26th July. They said 14 days so with weekends taken out that is the date I get. Is this normal? I also received a form from the court giving them until 11th August to pay me and for me to check the box and return it to the court so that they knew I had been paid. Along with that form came a letter from Capital One saying that they had paid me and cheque would be with me in 14 days, not working days I might add. Am I just being impatient and what if no cheque by this time next week? Obvisoulsly then I have to inform the court that they have not paid me?

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Hello

 

That's right. If you have'nt received it by say Tuesday, chase them on the phone for your money. Let them know the clock is ticking.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Hi Aviator. Do you have their phone number. Seems to be a closely gaurded secret. Just want to jiffy them along and let them know I'm on THEIR case!

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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Cheque is now nicely clearing in the bank!! As of Monday I will officially have my money back!

 

Still need to sort out a donation though and also send my details to a mod to be added on.

 

Will keep you posted as I will believe it when ive got my hands on the dosh on Monday!:D

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Hi Aviator. Do you have their phone number. Seems to be a closely gaurded secret. Just want to jiffy them along and let them know I'm on THEIR case!

 

 

Number i have is 0800 952 5150

 

Tried that a few times when Robert Udy was around. Not sure if it is that office still.

 

Uk

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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