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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can you believe this ??


doylecag
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MORAL: NEVER ALLOW YOURSELF TO BE FOBBED OFF. They took your money "??????", they owe you your money back. Nail them to the cross (metaphorically speaking).

 

hi, we know exactly how you feel about this issue, but can you edit your post . The charges have not been proved to be Illegal, they are Unlawful.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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I read another thread like this recently, cant for the life of me remember where, anyway the moral of the story was....

Are you now not doing to them what they have been doing to you?, unlawfully taking their money?..Dont wish to be a party pooper, but please be prepared for them to come looking to rectify their error, and if it is, they surely will..

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Hello everyone, wait till you kop a load of this.

 

After successfully reclaiming my dosh from the Halifax (still ongoing fight due to them giving me the dosh twice!) I did my S.A.R - (Subject Access Request .

 

 

Thanx dar£n

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Agreed...I have no criticism here......

I merely said that when they realise their mistake, and they will, they will look to retrieve their money, and they can.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Agreed...I have no criticism here......

I merely said that when they realise their mistake, and they will, they will look to retrieve their money, and they can.

 

Tony

 

I am not entirly sure i understand where this claim is at, first post very confusing, mentions SAR requesting £538, well as we all know you don't request with SAR.

 

Doyle

 

Did you actually get as far as filing a claim at court?

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After successfully reclaiming my dosh from the Halifax (still ongoing fight due to them giving me the dosh twice!)

 

 

Im confused to.. my comments were based purely on this quote..

 

I shall watch with curiosity..

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Trucker and Doyle,

 

If the first payment was a settlement figure for full and final settlement, that makes the second payment made in error, [this is prob why they are disputing it].

If this is the case, then they WILL try to get it refunded.

Even if it goes to court, which will mean costs being awarded to THEM!

 

the only way you could argue it, is if it was sent as a 'Gesture of Goodwill'

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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The S.A.R - (Subject Access Request) letter gave me a total of £538 going back to 2001.

 

Guess what popped through my door this morning, no clues, just guess!

 

Oh alright then.... a letter saying they are right and I am wrong BUT they will give me, wait for it, £1,180!!

 

 

 

The Woolwich / Barclays bit is what i am on about

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There is def something wrong with this "storyline"

Either you are very confused with this claiming business or you are giving your own version to make it more interesting.

The S.A.R - (Subject Access Request) letter gave me a total of £538 going back to 2001.

The SAR does not request repayment of fees, it is for the release of your documents.

 

a letter saying they are right and I am wrong BUT they will give me, wait for it, £1,180!!

Barclays would NOT offer MORE than what is necessary.

 

They said they didn't want to cause me any more concern
Are these your words? your interpretation of their quote?

 

The fact that the account has been closed for 3 years seems to have alluded them,

Immaterial if the account is closed or not, youre still entitled to claim.

 

One point to bear in mind with the Woolwich/Barclays is that they seem to try to fob you off by passing your claim around, but then they cough up nearly twice the amount that they owe.

This is NOT general practice by Barclays and should NOT be taken as to be.

 

Also you state YOU v HAlifax.. wheres the thread.

 

Im sorry to pull your thread apart but it really doesnt ring true.

.

http://www.findmadeleine.com/

http://news.sky.com/skynews/madeleine

 

If I dont reply to a direct question please feel free to PM me.

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Agreed...I have no criticism here......

I merely said that when they realise their mistake, and they will, they will look to retrieve their money, and they can.

 

 

Yes but if thats the figure they've offered to settle at than unless they've broken each item down and clearly made a mistake then they will have difficulty recovering it as there is nothing to stop anyone offering an opponent more money than is claimed to get them to drop the claim

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

court bundles for dummies

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