Defence document from wragg & Co ***SETTLED***

[hedgey06]

Zee, please stick to one thread throughout your claim as it's difficult for people to check your progress and advise when you post on seperate threads for individual queries. I've asked for your threads to merged for you.

[zeethat]

Ok hedgey06, sorry about that not sure which to post on until they get them merged.

 

Anyway can any one help me out today re: the T&C Thanks

[monkeyboy65]

Hi Zee

T&Cs from Dec98 are avaiable at Aliance terms and conditions

Good Luck

MB65

[zeethat]

My charge periods are 2002,03,04,05,06 and 07

 

I assume that the judge will not want T&C's for each year, I did intend to send only this years T&C's with the bundle which I have to post on Monday to the court.

 

Can any one advise if this will be ok.

[jansus]

from what i have read people have included t/c from first and last year of claim. If you have more dont think it will do any harm to include them?

 

Jan:)

[zeethat]

I only can get hold of the 2007 t&c so thats all I can send off, I shall be making a note on my contents page explaining that I have been unable to locate old t&c's. I dont think that will worry the Judge though,as long as they can see you have tried to make the effort.

 

Zee

[caro]

6 threads merged. Please keep all your progress and queries on one thread to make it easier for people to advise.

[zeethat]

Just had an increased offer of £440 + costs before court next week, previous offer was £280.

 

The offer is made on the basis I accept A&L terms and cond's and that charges are applied in accordance with their current charging policy!

 

If I accepted this, I presume I could make not additional claim in respect of any other charges levied ? any advice plz

 

Claim in total is £680,

 

I am tempted to accept this increased offer but still pondering, anyone have any thoughts or suggestions. £500.00 would be acceptable - should I phone Wraggs and suggest this????

 

Cheers Zee

[squarebob]

How much do they really, really, really owe you?

 

If your figure and theirs tallies, then the decision is yours. If the figure offered is way of the mark, why not hold out for a bit longer!

Have a great day

Lucifer

[zeethat]

Claimed £680

 

Court hearing was 14th, Wraggs made increased offer of £530.00 on the 10th.

 

My first offer was £280.00

 

Accepted the £530 and happy with that.

 

Good luck to you all, I am sure the OFT case will eventually prove how the banks are ripping us all off.

 

Cheers ZEE

[MimiJane]

Well done zeethat ... bet you're relieved it's all over

 

Don't forget you can apply for wasted costs if you want to :-

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/85726-wasted-costs-order.html

 

Mimi x

[zeethat]

Hi Mimi yes glad it's all over, and will have a look at claiming back some costs, I'll let you know how I get on.

 

Thanks and good luck ZEE

[caro]

Contratulations on a good result. Depending on the outcome of the OFT test case, you might think about revisiting this for the balance later.

[dewhit20]

:D:D

 

CONGRATULATIONS

WELCOME TO OUR HAPPY BAND OF WINNERS

(Is'nt it a wonderful feeling?!!!)

Love KX

 

[alice-rose]

CONGRATULATIONS ZEETHAT

 

 

EXCELLENT NEWS !!!!!

 

Thrilled for you

 

alice xxxxx

[jansus]

Dont forget to add your deatils in the litigation section - and if you pm a moderator you will be moved to the successes forum:D

 

 

Jan

[bsia666]

:( well done :(

spend wisely;)

tc William