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Not really sure what I am doing so here goes! I am in the process of reclaiming from Woolwich (soon to be Barclays). I am claiming £636. After letter 2 they offered me £348 which I refused. I asked for a settlement figure of £500 but they refused. We are now in the court process via MCOL. I recieved a letter yesterday to say they have acknowledge the claim and intend to defend it. The form was signed by their solicitor. Now it is getting really serious and I am getting really scared..... really need some good advice.:confused:

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kmvkmann,

welcome to the CAG site.

 

 

You've definately taken the first step into claiming back what's rightfully yours.

 

 

 

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

 

 

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

 

 

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

 

 

 

Good luck with your claim.

 

 

 

 

 

Useful links to help with your claim

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Don't worry about their intention to defend. That is quite normal. Click on kink for Woolwich tread.http://www.consumeractiongroup.co.uk/forum/woolwich/

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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