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abroadgirl v Abbey


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Bundle for stay hearings

 

This is the link :D:D

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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hi stone ty so much i will go to the link when im done hear

 

no they said see copy attached but there wasnt any

so i have asked the courts to send it all it said was

 

 

the hearing of the climants application for the stay to be lifted (see copy attached)

will take place at 14.00 on the 8th january 2008, at blackpool county court.

 

 

thats all it said

hugs abg

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hi stone well i m,on to the court bundle not quite understanding it all so i am at the mo going on the pages and printing it all out i prob have it all already within these folders but once i have got it all then im going to read it all by the court date i will prob know it all of by heart i remember a while ago seeing on one of the threads that going to court write it all down what your going to say but i carnt find it and boy was it good i know that would help me alot

well back to the printing

oh did anyone else notice that in the

fsa in the direct annex it says exactly what the banks have wrote to us all

we acknowledge reciept of your complaint etcetvc

although we believe that the charges are fair the banks have now become involed in legal procceedings with the oft etc etc

well look the same wording is in the fsa so did they get it from there and not on there own iniative mmmmmmmmmmmmmm makes one think eh

hugs

abg

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hi me again am i right that i have to print 3 lots?

1 for myself

2 one for the courts

3 one for shabbey?

tyvm

stone i click your scales but it wont let me yet i have to spead around first sorry

hugs

abg

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we acknowledge reciept of your complaint etcetvc

although we believe that the charges are fair the banks have now become involed in legal procceedings with the oft etc etc

well look the same wording is in the fsa so did they get it from there and not on there own iniative mmmmmmmmmmmmmm makes one think eh

hugs

abg

 

 

If you look at the statements put out by the banks at the time that the test case was announced every single one is the same word for word, I am using this fact to support my claim that the banks had prior knowledge of the test case and delayed taking any action on my claim until after it was announced, breaking rules and regulations in doing so and showing complete disregard for the law and the courts. I am hoping to get the judge on my side this way as I cant really claim hardship or any other means in getting my stay set aside. a long shot , but it just might work

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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http://www.consumeractiongroup.co.uk/forum/barclays-bank/117342-urgent-you-suffering-hardship.html

 

Take a look at this link ABG it might be some help to you or might be able to help them

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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hi stone and all,

i am so sorry for not being here

i have tried but i couldnt get in i tried n tried but wasnt letting me in i asked kia if she was getting the same so i am sorry but i did try

im here now so i have alot of catching up to do

so please bear with me

tyvm stone for everything

hugs

abg

xxxxxxxxxxxxxxx

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i have spent all morning here and on diffrent threads

i am looking for the income/outgoing spreadsheet

please can anyone help me in finding it please

aw bless tyvm

how are u stone how u getting on

when are u in court

hi simon & kia

how are u both i have alot of catching up to do

take care keep fighting

hugs

abg

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try this one ABG Budget sheet

 

 

or you will get one from from the CAB site here

Citizens Advice Bureau

 

I have heard nothing from the court yet as I could not get through to the Listings section today, but the lady I spoke to set the Judges decision was being typed up, so I should hear something in the next couple of days

=======================================================================================================

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Hi ABG,

 

Hope everything is going OK.

Sorry I havent been in touch, been a bit busy with inlaws start of claim against YB from 1980.

 

Have you had any success at court yet?

 

Oh Sorry I forget KKKKKKKKKKKERRRRRRRRRRRCCCCCCCHINNNNNNNNNNGGGGGGG

£1.26 interest again. Cheers Mr Bank Manager.

 

stay fresh peeps

regards

chris x

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Hi ABG I have just heard from court my hearing is scheduled for 29 Jan at 12:30 yours is on 8th Jan isnt it? If you want some company just shout I should be free to bring you some moral support. Mine is before DJ Laws who have you got ??

 

=======================================================================================================

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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hi stone & chris

how are u both

yes stone dj law

i am going to see dr for a hardship lertter and our health etc

 

i havent a clue what i am going to say in court on 8th jany unless abbey pay up if my dr will give me a letter but i havent a clue what to say

how are urs getting on

stone u go a day after my birthday

why did they change ur date

take care

hugs

abg

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They changed my date because I asked for it, as my original date 13 Nov is the day after I fly out from Blackpool on a family holiday in Spain.

palmier01.gif

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[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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at long last inga is away till 4th dec

at last i got a reply not that is helps but here is the reply to my email & fax

so when i pick up hardship letter from drs do i just send it to the courts or do i fax it to inga & rowan or do i just send it to dj law at the courts n blow shabby

hardship letter?

From: Ronan.Coyle@ashurst.com

Add contact

Sent:

07 November 2007 16:27:40

To:

itismeroxie@hotmail.co.uk

"without prejudice"

 

Dear Ms Miller

 

Further to your email to my colleague Inga Kirkman below, who is now on

leave, I can confirm that Abbey have received, both a copy of your

letter and a copy of your application to lift the stay on your claim.

 

All issues raised in your application will be addressed at the hearing.

 

Kind regards

 

Ronan

 

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my bags packed so u can take me with u laughs ill be in the hold all so treat it with care and dont please drop me pmsl lol

have a great time hugs

abg

eh ABG shift over im in there too move your leg out of the way then :Dxxkia
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OMG I`m going to have loads of extra baggage charges @ £6 a kilo, Ryanair are as bad as the banks with punative charges. LOL

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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arh well our stone is away no doubt he isnt thinking of us here in the cold laughs

i hope he is enjouing his hols yes stone i had to come all the way home as you left me in the boot of the car, pmsl so now i guess i will have to get onto shabby for my money so i can go to eygpt laughs i hope you are having a brill time seya when u get back

have fun enjoy

hugs

abg*************************************************

 

please can anyone help me with writing a letter to dj l;aw i have a drs letter on the grounds of my health/hardship although it dosent mention anything about hardship but it meant to be a hardship letter but has only said about my health so now how do i put a letter to dj law i have a dater 8th jany 08 and i am trying to get it lifted on the grounds of hardship and get abbey to pay up ronan is being very award, and has said he will mention the hardship letter at the hearing?

he cannot deny this as its in black and white where my dissability/mobility went in my bank and they took charges from my benefits which they are not allowed to do i have highlighted this in my statements

please can anyone help me with a letter to the dj,

thankyou hugsn take care

abg

x

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my hardship began when abbey started taking my benefit payments and left me hardly anything see my letter in this thread

• loss of employment

my husband got made retired under ill health chronic siatica with groin and ldg pain

 

 

• disability

i have artherius

from neck to feet all over

fibrimagia carnt spell it sorry (muscles)

 

angina

asthma

 

depression since 1996

 

hugs

abg

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i have been reading many diffrent threads but i am getting a bit mixed up the only defence ive had from abbey is when i started to claim in the courts etc and looking a everyones postings in diffrent threads esp abby there defence is the same wording oh well

but is there anything else wither the courts or abbey should hjave sent me

o have read about the banks court bungle

is this the defence i got AQ

 

or is it something else if so i havent got anything more apart from what i already have

tyvm for reading

keep up the fight and good luck all

hugs

agb

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Hi

 

The one area I really know nothing about is the bank taking your benefits in charges - I have read several different things on this so would not like to comment on this.

 

 

However I will post some links to threads that might help you .

 

Also some information on the banking code.

 

Apparently there is a board that I think overseas the banking code who has asked for evidence of cases where the banks are not treating people sympathetically - and I think forcing you to go to court over this if they are aware of your situation is a breach of the code.

 

I have posted some up to date info on Simons thread - but I will point you in the direction of a draftt letter - (however it is not approved by this site)

 

If it helps I would personalise it as much as possible and then clearly identify yourself as a hardship case and asked to be considered on that basis - if you do not get a reply then try what simon has done.

 

I assume you sent your details to the moderator when they were collecting information on cases to send to the FSA?

 

If not let me know as we are still collecting cases.

 

Jan

p.s

 

I think the Abbey can rely on their original defence in court - they do not have to send a bundle - but then would not be able to use more documents in court.

 

If you send a letter I would send it to the Abbey/their solicitors as well.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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Hi

 

Having read your thread again - can I check I have this correct.

 

1) you have on several occasions in writing identified yourself as a hardship case to Abbey

2) The charges have been deducted from your benefits money

3) your financial circumstances have been caused by a change in circumstances caused by illness

4) you appealed against the stay on the above basis ( did you use a forn from here or your own letter?

5) the Abbey have still refused to consider your case and have basically said they will just attend the court case and sort it out there?

 

If so i dont hink you need to do anything to the courts at the moment - but you do need to try and get them to settle before hand and approach the FOS

 

can you answer the above and then we will go from there.

 

 

Jan

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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1) you have on several occasions in writing identified yourself as a hardship case to Abbey

yes i have but they are not budging being the last letter as they said they will bring it up at the hearing

 

 

 

2) The charges have been deducted from your benefits money

yes all charges were taken out of my benefit money when i asked at my local branch and i told them they havent left me hardly anything to buy food etc she just said sorry they carnt do anything

 

 

3) your financial circumstances have been caused by a change in circumstances caused by illness

yes

4) you appealed against the stay on the above basis ( did you use a forn from here or your own letter?

my own letter and n244 from the courts

 

5) the Abbey have still refused to consider your case and have basically said they will just attend the court case and sort it out there?

yes

 

If so i dont hink you need to do anything to the courts at the moment - but you do need to try and get them to settle before hand and approach the FOS

i havent contacted the fos but i did email the comsumers as they asked i think it was sept/oct but not heard anything back

 

 

can you answer the above and then we will go from there.

 

tyvvm for all your help

hugs

abg

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