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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Should this ever happen to me, I will make an appeal at the first stage to avoid any problems that may occur at a later stage. Although, any individual in a similar position should decide for themselves what they think is an appropriate course of action. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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HSBC defending claim- but not heard anything from court - help!


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Hi, can anyone tell me how long roughly it should take from the MCOL showing a defence that has been filed to actually hearing from a local court with a hearing date. Defence was filed by HSBC 30/4/07 (claim date issued).

Just feel worried as MCOL only sent acknowledgement of service paperwork, have not received anything else ... is this the norm?

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it is normal for them to defend & to back down at the last minute so dont worry too much

HTH (Hope This Helps) RDM2006

 

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Hi,,pjs,, you have 28 days from mcol showing hsbc defending claim.. After that your claim will be sent to your local court.. It is most probable that as so many claims are being filed that the process of transferring claims to local courts and then getting paperwork out to claimants is taking some time. If after 28 days you haven't heard anything,, give mcol a ring and ask them which court your claim has been transferred to.

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My MCOL was exactly the same date as yours and called the court yday and they said the papers would be sent out asap, within the next week anyway as they are soo busy at the moment, so hang on a while, you will hear something, we'll race to our money! :p

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Many thanks for info :) ...am goin boss-eyed reading all threads, think I'm doin ok with process then find something else not sure of!

Can anyone answer another question please...have joint-named acc,1st account holder applied for claim only, does 2nd account holder need to send any paperwork verifying they are in agreement with process? If so, what is the best way to word letter?

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I am to claiming on behalf of myself and my husband. My husband has not been asked to do anything. I think because it is a joint account and both of us has authority on it, ie we both do not need authorisation from one another to pay anything etc. Hopefully it will be ok.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

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Hi, thanks for reply... not sure about this tho... anyone else know for certain?

Another worry... bear with me... about what I put in The Particulars of Claim box on MCOL document, after reading some threads not sure if what I've put in is correct..it reads..

'We are claiming for the repayment of unfair bank charges plus interest. This claim is based on the Unfair Terms & Conditions Contract Regs, as we believe these default charges are unfair and not proportionate to the costs of HSBC bank'. Just trying to make sure I have not messed up here. Any info would help please.

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Thanks for info... as already filed claim and waiting court hearing... seems that if court need more info they will write.. hope this is correct.

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Hi, have been trying to find more info on POC as my details seemed to be lacking, does anyone know if I can add to the POC once I have been given Notice of Transfer of Proceedings? Have nasty feeling about this!!!

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Hi, not sure if I'm supposed to start new thread about this or carry on with old one.. sorry if got it wrong but here goes.

Have now got Notice of Transfer of proceedings but need some questions answered..

1. Can you add to your particlars of claim once filed (seems my original POC are very lacking in detail)... quite concerned about this:shock:

2.Not sure what I am supposed to do next... no allocation questionnaire

required...do I have to send something else instead? Finding it hard to get my head round this part..

3. Have looked at court bundle and fairly ok with this except Terms & Conditions bit..I don't know exactly the year took out account,what do I do here? .. was Midland bank era.. as claim is against HSBC presume their TAC's apply?

:confused: Any help would be very much appreciated

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Best to stick to your original thread because I havent a clue what you have done to date...

 

If your concerned about your poc's im assuming you used the mse site or similar, unfortunatly they are now submitted and there isnt a lot you can do unless your district judge asks for further and better particulars of your claim.

 

You have to sit back and wait to see what your local district judge wants to do, there are so many different judges directions at the moment from various courts and judges its not worth trying to second guess the situation, a phone call to your local court to check on the progress of your claim and to see if the allocation fee is payable is worthwhile because you can ask if the court staff know what they think will happen, they know your local judges.

 

Write DG a nudge letter.

 

Dont worry about a court bundle yet it might not come to it.

 

pete

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Sorry .. wasn't sure about these threads.. new to all this stuff!

but am goin grey by the minute tryin to understand... where am I

NOW...how do I PM a MOD???????:oops:

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blue bar towards top of page - on the left click on 'Consumer Action Group'

 

scroll down to very bottom and it shows a list of everyone whos online. Mods are green (i think) click on one of them and gives you option to 'Send a private message' and away you go

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Hi Pete,

Thanks a lot for your info... will ring court on Mon to see what is happening... only hope get asked for more detailed POC by judge, coz original may well not be enough I recon.

Qu: Do I stay here with this thread or go back to other one?:oops:

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Ill get a mod to merge them....

 

well at least your pocs arnt negative

 

Might be worth you looking into filling in a form N244 and revising your claim, will cost you £35 which wont be recoverable but would mean you have a decent chance with your judge...

 

pete

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