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    • i would suggest that you stick to researching on here only. use our search top right for say CTAX or liability order.   you seriously have some wild theories, but those are understandable.   as i have said, there won't be a court hearing you need nor would that help you at all nor are expected to attend, it's not like that, it's merely a rubberstamp exercise .   there is no right of forced entry for bailiffs collecting CTAX debts. the bailiff process is one of a letter which will be entitled Notice of enforcement, this gives you 7 days to pay the sum it outlines with an associated fee of £75 for it being sent. the 2nd step will be a visit, you have no legal remit to engage with them at all, i i would not do so under any circumstances, that visit will add a further £235 fee those are the only things a bailiff can do. the most they can charge is a total of £310.   police do not ever get involved in civil matters like CTAX debt. not sure where you ever got that idea from.   its saturday now so use the W/end wisely, get reading up HERE ONLY it might well pay you on monday to go RING the council CTAX dept and plead poverty etc etc. it might also pay you to find the email address or even better phone number of your local MP and get him involved. they can do wonders.   dx 
    • NPAP see here: VCS Spycar PCN PAPLOC now Claimform - no stopping - London Southend Airport ***Claim Dismissed*** - Page 7 - Private Land Parking Enforcement - Consumer Action Group
    • Hi Stu and dx1000uk,   I have done the online assessment and as I suspected I already receive the maximum benefits available to me.   Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying.   let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? does the council then not send the police round? This is what I can't work out and worries me.   The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?    Walshy
    • Hi Stu and dx1000uk,   I have done the online assessment and as I suspected I already receive the maximum benefits available ot me. Yes I was referring to the fact that some times I know that non-payment of council tax can lead to imprisonment so thanks for clarifying. But let's say I can't make their demands for payment and they do send bailiffs in, I assume these are the type of bailiffs I can just not let in and then after a certain amount of attempts they give up right? But does the council then not send the police round? This is what I can't work out and worries me. The council already know that I am struggling and can't make the payments but when do I get my chance to tell a court or the police that it's not that I don't want to pay but that I can't pay?    Walshy
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Any recent full settlement from Barclays???


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Welcome aboard voestik

 

They're not winning, of that you can be sure, you would have heard if they had.

 

I think that either

1) people are getting their money back with confidentiality attached

2) people are getting their money back, and can't be bothered telling us

3) people are not getting their money back yet, because Barclays are holding on to our money for as long as they possibly can, hoping that some will give up after getting cold feet. Sound familiar?

 

Let's look at this rationally for one moment:

 

Possibilities for winning:

1) Bank pays up at 1st letter

2) bank pays up at 2nd letter

3) bank pays up at claim issuing stage

4) before acknowledgement of service

5) after acknowldegement of service

6) before lodging a defense

7) after lodging a defense

8 ) at allocation questionnaire time

9) after allocation questionnaire, but before hearing,

10) any time between hearing date set and actual hearing

11) on court steps.... Or

12) bank goes in hearing, gets trounced.

 

Possibilities for losing:

1) bank goes in hearing, you lose.

2) Er, that's it.

 

 

[Ruthlessly stolen from Bookworm's earlier response elsewhere]

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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There is another possibilty for 'losing'. Claimants are put-off, scared-off or can't be bothered to see their 'fight' through to the end.

 

Reading many of the posts, a lot of contributors appear to be far more intelligent and have far more nouse than myself when it comes to legal issues and they make the process sound simple and a 'dead cert'.

 

It takes time to read the library, do the research, understand the infomation presented and to do the work involved. It took me three hours this morning just to glean the information I required from six years worth of bank statements; and about another hour to input it into the spread sheet; and I'm a touch-typist!

 

It's Sunday, and I have other family commitments that I've set-aside.

 

I can see why some people will accept a lower amount, or give up all-together.

 

I won't though; I'm a tight-fisted Geordie git!

Data Protection Act sent to Barclays Bank 15 May 06.

 

Bank statements received 9 May 06. Owed £610 in charges and £31.96 in interest.

 

Prelim letter sent 15 Jun 06.

 

Letter Before Action sent 26 Jun 06.

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There are several of us with hearing dates or waiting for our hearing dates.

 

I think the 1st is in July.

 

Not long to go then

Barclays - £4k - Hearing Date 19th Sept 06

Smile - £370 - Refunded in Full

Capitla One - £100 LBA 25/5

Virgin ? Data Protection Act 25/5

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god its getting close, just checked my moneyclaim site and they ahve entered a defence but I havent had anything back quite yet.

 

does seem like quite a few are sooooo close to a hearing or at least the potential of one, have to admit I'm kinda glad you lot are in front of me as it gets a bit nerve racking :)

 

so good luck and dont forget to fill us all in on what you can.

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I got my money back after sending the DPA - it was only a couple of hundred pounds though.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Still waiting for my hearing date (when I rang the court she said around July/August time probably), the judge set 1/2 an hour for the hearing.

 

The letter from the judge is fab!

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I am absolutely sure they are not winning and I am prepared to go all the way. I have rejected part payment and currently, my claim has been filed and acknowledged. In fact, I will say I am quite looking forward to go to court if it gets that far.

But I am curious - Why is it that Barclays claimants are not reporting back???? Claimants from other banks seem to be reporting.

Da Voe

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Me too, full setllement including costs.

 

I got a letter there about 2 weeks ago in which they agreed to pay up in full. Wanted to actually see the cheque myself before posting here though. It arrived last week while I was on holidays. My account was closed a few years ago so they couldnt credit the £932 to my account like they wanted to. So they made an exception in my case I think. I got my money by filing a 'judgement by default' against them.

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Great news for you 2 posters.

 

Shows that they are not exempt from paying back what they stole !!!

 

Great news tho for all the prospective/current Barclays claimants.

 

 

Good luck with any others !

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Still waiting for my responce from the 2nd reminder. tomorrow I think i will put a complaint in that they haven't acknowledged reciept of my letter i did that for the microfiche and i got it twice the next day for free. I think if you complain about the slow service they want to try and keep you sweet and speed there 'dedicated' complaints team into gear

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Like the judge's comments - shows that he/she feels that the bank are going to have to justify the charges both in terms of reasonableness and as a representation of their costs - and of course we and they know that they can't do that :)

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As expected, Barclays filed their standard defence at the very last minute. I was hovering, waiting to click and win by default. But alas.. I guess its court Allocation questionnaire time...

Da Voe

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Yep, got my claim settled via phone. See other posts, but needless to say like above i had my allocation form ready to go and spoke to them via phone and the offered to settle.

 

Just hang in there everyone. It is a game of chicken as far as Barclays are concerned.

\"I Think you\'ll find our charges are fair and laid out in our terms and conditions Mr Butler....\"

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Barclays' ploy seems to be to drag it out for as long as possible before paying out. However, I assume we are all claiming interest (8%pa) on a daily basis (0.022%) up to date of judgement/settlement. So, my question - Are those receiving full settelment insisting on getting interest up to the day the claim is paid??? If not, I think, they should. Thoughts???

Da Voe

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