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whats the highest monthly charge people have received


jonni2bad
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A slightly 'Carry On' title if ever there was......

 

Since the site is very much geared to reclaiming bank charges, I thought it might be a eye opener if we found out who had the largest.... total bank charges in any one month.

 

I don't know for sure, but guessed it might be easier for a company to run up larger charges than an individual, so if you post a reply, let us know if it is COMPANY or PERSONAL and of course the total.

 

I've already seen larger than mine (steady...) but since I'm posting first, I can at least take comfort from pretending to have once been in the lead!

 

Remember, there is no prize, so let's not exagerate for effect :-) Here goes....

 

PERSONAL - £252.00

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Most I've personally been charged is only £28 so i guess i lose that one.

 

I once remember seeing about £2,000 in two months quite recently.

So about £1,000 a month then but i can't remember who she was (and wouldn't say even if i could recall it because of data protection regulations! ;))

(Yes I work for a bank but am here to help! Please be nice to me! :))

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A whole hour and a half in the lead...! I never thought my effort would stay in front for so long:-)

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Ha, well have you seen the thread started by sweethings72, headed "£1208,,bank Charges,in 1 Month!!!!!!!!!!"

 

Methinks thats gotta be a heuwge un by anyones standards. Enough to make your eyes water in more ways than one...! ;)

 

yeouwch!

:D

"Get busy livin' or get busy dyin'. (That's goddamn right.)" - The Shawshank Redemption

Natwest account charges - £763

Visit to branch with statements requesting full refund 22/03/06 [£28 refund on spot]

Letter from branch 31/03/06 [offered additional £38]

RBS Customer Relations Manager 'final reply' 12/04/06 [offered £350]

County Court claim filed for £968.42 (inc int + costs) 02/05/06

Acknowledgment of Service 03/05/06 - 28 days to file defence.

SETTLED IN FULL! - 23/05/06:D

Starting claims for Credit Card charges next .......

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I'm blind to the truth!

 

And until someone else posts - I'm still in the lead :-) ................(at least by my rules)

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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The lovely Lloyds did me for £315 in January which meant I couldn’t honour a number of direct debits And hay-presto another £210 in February which was really helpful of them! That’s £525 in two months of MY money unlawfully siphoned from my account.

No wonder they are dragging there heals with my DPA request.

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A&L did me for £408 last December - although that's been successfully retrieved now, of course :D

 

Cheers

 

Michael

Please note that the right to reproduce any part of any post I make on this forum is restricted under copyright law.

 

Please see the following copyright statement

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mcuth - you have officially taken the lead :)

 

for now............

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Not checked mine monthly, but I have just received all my statements back to 2000 and my total charges since then are £7889. Not sure how to proceed now being as its well over the £5000 - is this a record???

lol

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What's your worst month Bookworm?

 

Any offers over £408 ??

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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mcuth - you have officially taken the lead :)

 

Woooot :D

 

for now............

 

Am sure it won't last long :)

 

Cheers

 

Michael

Please note that the right to reproduce any part of any post I make on this forum is restricted under copyright law.

 

Please see the following copyright statement

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£600.14 for month of March. Charged by lovely Lloyds TSB.

After sitting there in tears of frustration, because my whole disability allowance was swallowed by the bastards, I got my tits together and prepared another claim, which is due to be filed on 2nd of May.

[sIGPIC][/sIGPIC]

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Ive been charged a total of £2771.00 between about a year and a half from Natwest.

 

Ive sent them a letter before action. (incidently this was the 1st letter i sent but now realise i shouldnt have sent this one 1st, i think)

They have responded with a letter offering me £575.00 as a gesture and for me to agree that it would be final and that i wont give any detials to third parties.

 

I have declined this and the 14 days deadline is monday so going to have to start the court proceedings now!

 

Steph

NatWest - £3702.94 - Won.. Done and Dusted!!

Lloyds - £771.52 - Nearly there...

 

The Daily Mirror, GMTV, Granada Reports........

Hollywood Next!

 

Check out how I re-claimed my unlawfull bank charges:

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/4797-stephanie-NatWest-i-i.html

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OK - but what was your biggest MONTHLY charge?

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Seems like I am on top (oooh aaah, matron) with my £600 a month. And it is only because last month's charges thrown my tight budget so much out of line that I could not manage all the dd's, o/draft limit went to screw itself...and so on.

 

aaanyway, at least I WILL GET IT BACK this time. Do you remember how hopeless we felt few months ago?

[sIGPIC][/sIGPIC]

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Not checked mine monthly, but I have just received all my statements back to 2000 and my total charges since then are £7889. Not sure how to proceed now being as its well over the £5000 - is this a record???

lol

 

Why don't you claim for the years 2000 - 2003, then move on to the next half afterwards?

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Please don't hijack the original post - it makes it far too difficult for people to follow any specific case. If karen69 needs advice, then she (I presume) should make a seperate thread.....

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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

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Mines £275.00

 

Not the largest but still awfull!

 

They are B****** Rnt they!

NatWest - £3702.94 - Won.. Done and Dusted!!

Lloyds - £771.52 - Nearly there...

 

The Daily Mirror, GMTV, Granada Reports........

Hollywood Next!

 

Check out how I re-claimed my unlawfull bank charges:

http://www.consumeractiongroup.co.uk/forum/NatWest-bank/4797-stephanie-NatWest-i-i.html

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yes ithink ive got the biggest charges £1208 in one month,can you believe it,i recieved a letter today from sh*twest,,asking for their money to be payed back in full,asking me to send back debit card and cheque books,,,,i will not be able to withdraw any money(not that there is any)but will be able to credit money(as if)i have 28 days to pay the debt if i dont they will be taking me to court,,,i did send letter asking for my unfair charges to be refunded,and this is what i get,i think i wont win this one....im sinking very fast........they will have to take me to court then as i have now got lots and lots of creditors after me,whats the point in liveing?????//

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yes ithink ive got the biggest charges £1208 in one month,can you believe it,i recieved a letter today from sh*twest,,asking for their money to be payed back in full,asking me to send back debit card and cheque books,,,,i will not be able to withdraw any money(not that there is any)but will be able to credit money(as if)i have 28 days to pay the debt if i dont they will be taking me to court,,,i did send letter asking for my unfair charges to be refunded,and this is what i get,i think i wont win this one....im sinking very fast........they will have to take me to court then as i have now got lots and lots of creditors after me,whats the point in liveing?????//

 

Hi

 

Sorry to see that things are so difficult. Obviously it's difficult to comment on your individual circumstances without some more information. However, I would seriously advise that you contact the National Debtline on 0808 808 4000 - they are totally independant, and I have always found that their advice is sound.

 

They are open on Saturday from 9.30am to 1pm - and the call is free.

 

Please remember that banks and Debt Collection Agencies are experts at putting pressure on people - whilst they have, in the reality, very limited powers. If you are on a low income it is very likely that you will be able to get them to accept reduced payments - but, as I say, it is difficult without knowing your circumstances.

 

We are all behind you.

Alan, Derby, UK.

 

 

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

________________________________

 

Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.

 

DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.

 

Advice given is purely my opinion, and is not based on any legal training.

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Yes, I totally agree with Alan,

 

try to give the Debtline a call.

 

There is usually someone here (the forum) to chat to between 8am and midnight (there are also nightowls of you are having trouble sleeping).

Leave a message on this thread or send a private message to us and we will be happy to help you.

 

Please try to stay positive

 

LOULA

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  • 1 month later...

just wondering what the extent of charges have been as at one point i was reguarly getting charged between £350-400 a month has any body else had anything similar i mean out of my two accounts that were held with lloyds my good account (the one that didnt get as many charges) had nearly £1500's worth within 18 months im still waiting for details of my bad account (oops)

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