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Claiming Interest Query


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I am trying to claim charges back from two Credit Card companies at the moment and I am now up to the MCOL part of the claim. Up to now I haven't claimed any interest although I have worked it out on a Vampiress spreadsheet as 8% statutory. However it appears that a lot of people are claiming contractual interest from the credit card compaines at around 25%. Which is the most advisable option?



I have also had two offers (difference between charge & £12) which I have accepted as part offers. How do I treat this in the POC?


Can the spreadsheet I have used me modified to show a different percentage?



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