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Hi all i am new to this site, so will let you know what i am up to with regards claiming my bank charges.

 

well todays the day for the bank to put in a defence they actknoeledged my claim with the courts on the 22nd of may and the extra fourteen days is up today, as i have not heard anything from them i am keeping my fingers crossed. i am claiming £1847, was offered £1110 which i refused

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Hi all i am new to this site, so will let you know what i am up to with regards claiming my bank charges.

 

well todays the day for the bank to put in a defence they actknoeledged my claim with the courts on the 22nd of may and the extra fourteen days is up today, as i have not heard anything from them i am keeping my fingers crossed. i am claiming £1847, was offered £1110 which i refused

 

Did you use MCOL if so I would check to see if they have entered a defence. Please be aware that a defence will take priority over a judgement request. Also have a look at this link regarding the timeframe for MCOL.

 

Start a thread in your bank forum and post your questions/progress there.

 

 

 

 

 

I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

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Hi and welcome to the site,

tongue2.gif

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

All the best in your claim!!

wink.gif

 

TRISH

 

 

Useful links to help with your claim

 

 

 

 

 

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Quite right to refuse a settlement- part of banks delay tactics. Hold out fot full amount. Banks will settle before the going into court.

 

Ask any questions you need to once you have started a thread in your own bank forum.

 

Good luck and let us know how you get on.

 

kennythecelt:-)

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

[email protected].

 

 

 

Thankyou Kennythecelt:)

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