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It just doesn't add up


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:confused: Received a letter from the Halifax saying they were willing to reimburse me for bank charges incurred together with interest and they would also reimburse my court fee. They have reimbursed my bank charges and court fee but I haven't received the interest.

 

Just wondering if together with interest means plus interest cause that is how I read it but as they haven't paid me I am now not so sure.

 

In the particular of claim I put the interest was accruing daily and the rate but didn't add it on to the total claimed. Should I push for the interest or just be happy with what I got without too much trouble?

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Hi, good and encouraging news so far- congratulations.

Re interest, is the court case still active and what rate did you ask previously?

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

[email protected].

 

 

 

Thankyou Kennythecelt:)

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Hi

 

Thanks for the reply. I put in the particulars that the interest was 8% continuing at a daily rate of £0.021% until judgement or settlement.

 

I didn't add the interest on to the line that said amount claimed though think that was my mistake.

 

But the Halifax letter mentioned the interest it's the wording of their letter that is confusing.

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Ahhh. So the Halifax letter mentions interest- thats good.

What does it say? Perhaps you could type it out and someone can help?

 

Incidentally how much were you claiming for?

 

Regards, Kennythecelt

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

Got a DCA breaking OFT guidance. Complain to the OFT about the DCA. Help put an end to these practices-

 

http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

Register with CAG today, its free, its a great community:

http://www.consumeractiongroup.co.uk/forum/register.php

 

[email protected].

 

 

 

Thankyou Kennythecelt:)

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My claim is only a small one compared to most, but it is money I could really do with. I am claiming £290 in bank charges, £61.89 in interest and £30 court fee. Halifax put £320 into my account on the same day as I received their letter. The exact wording of the confusing bit is as follows

 

"For this reason, but without admission of liablility, Halifax is willing to reimburse £290 in respect of the bank charges incurred, together with £61.89 in respect of approximate interest that Halifax hs calculated was charged on your account as a result of charges. The Halifax will also reimburse £30.00 in respect of the Court fee. This amounts to £320.00 which will be paid into your account within the next 5 working days".

 

Well I think this amounts to £381.89 not £320!

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