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Hi All,


Got my bank statements and I'm just starting to put together my summary of charges.


I have been inputting interest charges into the table, however it does not seem to be working. I have been charged interest of 3.18, when my balance was -214.63, but I had an interest free overdraft of 500. How does this work, do I list it as a charge, or count it in my final amount?


Edit: I have also been charged interest when the account balance is not even minus.

Do I include interest charges in the first schedule I send them?


Many thanks

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