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How long before I send in Balliffs?


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Applied to the court for judgement against the Halifax in respect of our bank charges, received a letter from the court on Saturday saying that judgement against the Halifax had been entered on 30th May.

 

How long do I have to wait before I send in the Balliffs?

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Go for it!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hi Gary's wife, Julie here, I have already said that I am going to take the camera and the video camera, so I can take stills to put on the site and video to send to the news companys, to highlight that you can get your charges back.

 

I am just itching to do it, I can't wait.;-) :razz:

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Gaz, is going to call the court in the morning to find out how long we have to give them, but if you go on how long you have to wait for everything else, next week we should be able to send in the big GUNS via the court, we were saying tonight, if Joe Bloggs get's a CCJ, you can't credit (well not a decent apr), but if your a bank, that doesn't matter, you can still get credit and give credit.

 

I will of course get everybodys permission to film, before doing so.

 

It seems one rule for one, another rule for the other one(the banks).

 

So we will let you know tomorrow.

 

But I will be posting pics or a link to them, just to show that it is not all for nothing.

 

What they do to us, we can do to them.

If what we say helps you, then please tip the scales.:cool:

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Great!

 

Why not let your local paper know so they can enjoy the fun too.. well hey, call the BBC too :D

 

I thought I'd call Sky to, one morning Eamon Holmes was on about he wanted to reclaim his charges, but did know how to, one of their paper reveiwers, I think he writes for the Sun (I know), is all for the public claiming back their charges.

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Go to them all Sky, BBC, ITV, anyone who wants a good laugh!

 

Maybe we should hire out some busses to ferry us all to your local Halifax branch... ooooooooh what a lovely day we'd all have :grin::grin:

 

Keep us posted on what happens tomorrow ok :)

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Go to them all Sky, BBC, ITV, anyone who wants a good laugh!

 

Maybe we should hire out some busses to ferry us all to your local Halifax branch... ooooooooh what a lovely day we'd all have :grin::grin:

 

Keep us posted on what happens tomorrow ok :)

 

Well'll find out i nthe morning how long, then I will see what day, their time is up on and then get the balliffs ready and a few days before I'll call all the companies, to see if they want to send repoters and camera crews down to Margate Halifax.

 

We could get Gaz to supply you with tickets to Margate train station, it's not far from their it's a short walk up the hill, to the high street, turn left at the carphone warehouse and Halifax is down on your left handside.

 

I just can't wait, I am so itching from them not to send us the money.

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It gets better. I've received a letter from Halifax legal division saying that because I only quoted the account number on the claim form they are unable to find the account.:rolleyes: Anyhoo! I've just phoned a Ms Jamila Karolia at HBOS's legal department, she's claiming that the first they've heard about the claim was when a judgement by default notice landed on her desk. I pointed out to her that I started this claim Nov 06, that they have received numerous documents from myself and the court, and that only now do they decide to write to me.:mad: Ms Karolia say's she's going to deal with it today, I'm not holding my breath.:(

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That is absolute nonsense!

 

I wonder what the FOS might say to that?

 

 

;) (*HINT*HINT*) ;)

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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That is absolute nonsense!

 

I wonder what the FOS might say to that?

 

 

 

;) (*HINT*HINT*) ;)

 

 

Do you mean the Financial Ombudsmen:confused:

If what we say helps you, then please tip the scales.:cool:

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Do you mean the Financial Ombudsmen:confused:

 

ABSOLUTELY!

 

Financial Ombudsman Service

 

There you go - if you haven't already!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Why not give FOS a call first thing and outline the circumstances. Let us know.:)

Any advice given by me is based solely on my experience in claiming, my experience in CAG or my opinion. I have no legal background. I want to encourage others to reclaim what is theirs.

 

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http://www.consumeractiongroup.co.uk/forum/letter-templates/155095-complain-oft-about-unfair.html#post1652270

 

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Thankyou Kennythecelt:)

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Today we have been into the Halifax in Margate and hand delivered a letter giving till 4 pm on 20th June to pay us the bank charges, after that we will be asking the court to send someone on our behalf to get the money back.:eek:

 

We have a recipt, so they can not say that it was never recieved, because we have the evidence that it was.

 

Now lets see what they do.

If what we say helps you, then please tip the scales.:cool:

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Will watch this with bated breath!!!

 

Lush ;)

 

Can't wait for the next few days to see what they do.

 

Then next Thursday as moneyclaim are only their certain hours, next that morning Bam, hit them with the court apointee, see what they do then.

 

Can't get out of it, unless they pay up quickly otherwise we've waited this long maybe another 14 to 28 won't hurt.

 

Just have to wait a little bit longer for those extra's.

If what we say helps you, then please tip the scales.:cool:

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