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PANIC!!!vsHalifax


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Hi! I'm new to this site, pardon my ignorance, Halifax have had letter from me to pay up or I make a claim via the court, they had until today to reply but surprise surprise no reply. I'm a bit confused as to what I do next as I sent them a list of the charges from Martin Lewis site, which added the interest as I went along, but on CAG site there is no need to ask for the interest until you make a claim through the court. Also what is the OD interest, interest under the County Courts act 1984 from the date of issue (is it when I claim via the court or when I first sent them a letter to claim back the charges?) and last, how to I find out the daily rate of interest. Is it quicker/easier to claim via local court or Moneyclaim? Thanks:|

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Hi,

 

Welcome to CAG ;)

 

I think firstly you should do some reading, a good place to start is http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

Follow the stages as they are here. Also read the FAQ at top of this page, another good read is http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526

 

Good luck in your claim

 

M/H

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