Looking to rent new property worried and need advice

[Tristesse]

Hi I wonder if anyone could help,

 

I'm looking to rent a new property but circumstances at the moment mean both my Credit and bank references are likely to fail.

 

Basically i run into financial difficulties about a year ago (which have now been resolved) and have probably incurred a few defaults on my credit file. Because of these dificulties and reclaiming charges with my bank i moved my salary to my girlfriends account instead and they've been going there since December.

Another problem I may face is that I am just leaving my current employer (with whom the salary wouldn't be enough for the rent) to go contracting (have won a contract with the company I currently work for), this has effectively quadroupled my pay and have just signed another contract for a greater rate after that.

 

Although with my current employer the salary isn't the 3 times the monthly rent they want as income it will be as of next week and I am willing to pay 2 months of the rent immediately is needed.

 

I know this all sounds pretty bad but every property we have rented we have always paid on time and never had a problem at all. Just desperate to move at the moment and concerned that we will not be able to.

Many thanks

Tristesse

[Avesovum]

Your situation isnt as bad as you think it is.

 

I have a county court judgement and just rented a house through a well respected letting agents.

 

I came clean about the judgement and also gave them 2 months rent in advance as a guarantee that they wouldnt get bumped.

 

If they ask for a gaurantor and the rent in advance, say no you can have one or the other.

 

Just get a letter from your next employer stating what your are going to earn.

 

This worked for me.

 

The rental market is booming with not enough tennants to go around so they will snap your hand off.

 

Just remember to be upfront and honest about the whole situation.

 

Hope this helps.

 

Regards

[Avesovum]

OOhh i forgot to mention.

 

Please make sure your deposit is placed in a Deposit Protection Scheme.

 

And scrutinise the inventory and take photos of any damage to the property and note it on the inventory before you send it back.

 

Make copies of everything.

 

Not trying to put you off, but gives you some guarantees you will get all your deposit back.