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    • I have received a PCN from Euro Car Parks for MFG - Esso Cobham - Gravesend. I was completely unaware that there was any such limit for parking and always considered this to be a service station. I stopped there to use the toilet, have a coffee and made a couple of work calls. I have read the previous topics on this location which suggest I can ignore this and ECP will not take legal action. The one possible complication is that the vehicle is leased by my employer so I do not want to involve them with the associated reminders and threatening letters. The PCN was first issued to the leasing company Arval who have notified ECP of the hiring company. I have attached a copy of the PCN Notice to Hirer with details removed as per instructions. What options do I have or should I just pay the PCN promptly at the reduced rate of £60? img20240424_23142631.pdf
    • What you have uploaded is a letter with daft empty threats from third-party paper tigers.  Just ignore it. What we need to see is the original invoice you received last October or November.
    • Thanks for posting the CPR contents. i do wish you hadn't blanked out the dates and times since at times they can be relevant . Can you please repost including times and dates. They say that they sent a copy of  the original  PCN that they sent to the Hirer  along with your hire agreement documents. Did you receive them and if so can you please upload the original PCN without erasing dates and times. If they did include  all the paperwork they said, then that PCN is pretty near compliant except for their error with the discount time. In the Act it isn't actually specified but to offer a discount for 14 days from the OFFENCE is a joke. the offence occurred probably a couple of months prior to you receiving your Notice to Hirer.  Also the words in parentheses n the Act have been missed off. Section 14 [5][c] (c)warn the hirer that if, after the period of 21 days beginning with the day after that on which the notice to hirer is given, the amount of unpaid parking charges referred to in the notice to keeper under paragraph 8(2)(f) or 9(2)(f) (as the case may be) has not been paid in full, the creditor will (if any applicable requirements are met) have the right to recover from the hirer so much of that amount as remains unpaid; Though it states "if any applicable ...." as opposed to "if all applicable......" in Section 8 or 9. Maybe the Site could explain what the difference between the two terms mean if there is a difference. Also on your claim form they keeper referring to you as the driver or the keeper.  You are the Hirer and only the Hirer is responsible for the charge EVEN IF THEY WEREN'T THE DRIVER. So they cannot pursue the driver and nowhere in the Hirer section of the Act is the hirer ever named as the keeper so NPC are pursuing the wrong person.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Tempty-Vs-Natwest


Tempty
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because no one has posted on it for the last 6155 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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I thought I had posted but I must not have pressed the button, hope you are ok ! best get checked out though just in case, you never know.

Do we have to call you miss whiplash now?:D

and check out your house insurance as well see if you can something back for you freezer and wasted food ! take care Enaid x

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Wow enaid!!!! Up there for thinkin', down there for dancin' indeedy methinks!!! Clever little stalyvegas bird you!!!!!!! xx

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Miss whiplash pmsl :D ok that did the trick I'm laughing now :D

 

did check out insurance as suggested! can't claim anything for the machine itself.... was to old, but can claim for food! probably won't bother, as food loss was minimal. discoved it was'nt working before it actually stoped working.... if ya know what i mean! have tempreture sensor in fridge, when it said it was to warm, we pulled it out and discovered a pool of coolant on the floor behind it.

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If you have a 50quid access on your insurance it doesn't take much to make £100 quid in food in a freezer, I'd have a do any way thats what you pay insurance for! They don't know what was in your freezer do they? As for the whiplash it was a couple of grand I bet it's more than thet now!

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Ooooo looky I have a guest! ........ wonder if it's cobbets??

here's something to take back to yer clients.

 

example of how a company "should" work

 

Auto Trader Insurance......... oh your in trouble.......... ok mrs Tempty......sit back and relax..... let us take care of it!!!

 

 

Natwest........oh your in trouble......sit back while we make it WORSE LOL

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If you have a 50quid access on your insurance it doesn't take much to make £100 quid in food in a freezer, I'd have a do any way thats what you pay insurance for! They don't know what was in your freezer do they? As for the whiplash it was a couple of grand I bet it's more than thet now!

 

 

Blimey really!!!

well I'll get checked out, but I'm not gonna say I've got whiplash unless I really have, It's just not in to lie about it. would be nice to get a little something though.

 

anyway, I really gotta get out of this chair, getting quite uncomfortable now. think I may go for a nice long soak in the bath!

 

catch you tomorrow :)

nighty nightxx

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morning enaid

 

very sore, back not as painfull as it was yesterday, but neck feel like it want's to drop off..... not nice....... have decided I don't want to be in another car crash...... they make you hurty ;)

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lol sitting here with hot towel wraped round my neck! gotta take youngest to school in a min, so i'm trying to free it up Hehe.

 

loads of pain killers me thinks..... that's the ticket

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You should do really you never know ! and even if you only get pain killers and the all clear, better safe than sorry. There was a lad on tv yesterday, he has had a broken neck for I think 18 years and never knew.

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Hi Tempty..just popped in to say hello and hang in there! Tell your other half it works! I received an offer from Natwest yesterday after no communication over 3 months! They have offered ALL bank charges..as I live in scotland I had to complain through FO but that was only 2 weeks ago so I am jumping up and down at the moment. Hope you have a good day :)

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right doc's have been called.

gotta wait for the duty doc to call me back, may have to pop into local hospital for check up by the sounds of it. Hubby in a prety bad way this morning..... think he's worse off then me... poor hubby :(

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Hi Tempty..just popped in to say hello and hang in there! Tell your other half it works! I received an offer from NatWest yesterday after no communication over 3 months! They have offered ALL bank charges..as I live in scotland I had to complain through FO but that was only 2 weeks ago so I am jumping up and down at the moment. Hope you have a good day :)

 

 

That's fantastics news green :)

hubby has read through the site a bit now and is back on side Lol.

specially after last couple of day's! he want's me to go for it now :)

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Morning Tempty. Just wanted to say, threads closed and possibly deleted later today, so I will catch up with you on the other site hun, only for the fun stuff. Keep your thread here too for the serious stuff, the more heads working on helping you, the better. Take Care Tempty. See ya over the road.

 

Fendy xxxxx

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After last weeks shananagans I've finaly managed to get my head together enough to write to coblers!

 

I think this covers everything I want to say at this point, let me know if there's anything I've left out (or should have left out).

 

Dear Lynsey Burgoyne

In an effort to keep negotiations open at this point I am willing to provide you with all information I have to date in support of my claim against your client Natwest Bank PLC.

I had previously tried to resolve this matter directly with your client to no avail. In fact Natwest offered no communication until after I had filled my request to reclaim charges with the court!

I feel I must take this opportunity to inform you of my decision to amend my claim. This in part is due to a failure on behalf of Natwest to provide a complete list of all information when requested to do so. I have included a copy of an email sent to Mr. Higley on the 11th June at customer relations, as it explains my reasons for wishing to submit an amendment to claim via form N244. I am awaiting communication from my local court before I submit this form. I have also included for your records the revised schedule of charges containing the true and total amount that I now wish to reclaim.

I would like to bring to your attention the section of the email relating to Benefits paid into the account! And to the law protecting these benefits

Tax Credits Act 2002.

45 Inalienability

(1) Every assignment of or charge on a tax credit, and every agreement to assign or charge a tax credit, is void; and, on the bankruptcy of a person entitled to a tax credit, the entitlement to the tax credit does not pass to any trustee or other person acting on behalf of his creditors.

(2) In the application of subsection (1) to Scotland-

(a) the reference to assignment is to assignation ("assign" being construed accordingly), and

(b) the reference to the bankruptcy of a person is to the sequestration of his estate or the appointment on his estate of a judicial factor under section 41 of the Solicitors (Scotland) Act 1980 (c. 46).

I can and will provide proof in the form of full statements in support of this serious breech of the law on Natwests part If and When I am requested to do so by the court.

As you will also notice in my mail! I have since had to take out a personal loan with Natwest to clear “Debt to this Bank” A Debt the bank themselves created by taking funds that were legally protected!! I feel that I was left no choice but to accept the loan to protect any further funds being levied from my account, leaving me without the funds to provide even basic necessities for my family!. I am seriously considering given the banks behavior bringing this complaint to the Financial Ombudsman for their consideration.

I would also like to take this opportunity to Decline an offer made by your client directly, dated 5th June and thus not in response to my communication by mail on the 11th June.

The offer is not given as an admission of liability of error! And has been offered as full and final settlement of my complaint, as a gesture of goodwill. The amount being offered is £3,005.00 paid directly into my account. While I am willing to accept this amount, I will not accept it as full and final settlement And will only accept it as part payment and will continue pursue the full amount now standing at £5,608.87 inc 8% interest (the standard the court will award) + court fees (currently standing at £120)

If your clients are unable to agree that this amount is made as part payment then I shall decline the offer entirely and continue my claim through the court process.

Finally I have also included my response to your request for CPR part 18.

I hope the information I have provided Clarifies my position.

I look forward to your future communications

Yours Faithfully

Mrs. Tempty

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