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        • Like

Sue Hitchcock v Lloyds **WON**


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Too True

 

The confidentiality of his email came thru again, so I have inserted the part about confidentiality, and will report them to the Law society if it continues

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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I started my letter before action saying that I was disappointed to receive their letter dated xx/xx/xx. You are repeating the same statements because they haven't answered any of your questions! After my Letter Before Action I got another from them repeating themselves saying that the charges were fair, a true reflection of the cost of the work they had to put in (a computer generated letter??! I don't think so!) and again saying that if I was still unhappy I should write to the banking ombudsman.

They also said that this was the bank's final response! have they advised you to go to the bamking ombudsman as well? Am getting paranoid that it's only me they've said this too............

Hang on in there though. The money's yours and they know it! Let me know how you get on

Cococat

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Lloyds will prolong the stages, esp after Court proceedings have started

 

So its all a waiting game

 

Cococat - Send off your LBA, do not be put off by Lloyds get lost letters

 

Ps, Cococat - Start your own thread, and then we can keep you advised as you post in it

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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Well after much thought I sent a letter off late this afternoon telling them that the offer is fine as long as they include the 8% interest and that I will accept no conditions attached to offer.

 

Also included the para from one of mjanets letters about "unilateral imposition of confidentiality" etc.

 

I must admit when dealing with the euphoria of getting an offer it's not easy to climb down off cloud 9 and stick to the principles we're all fighting for but once the letter was written I felt all fired up again and ready to fight on.

 

By the way the AQ from the court is due in by 23 Aug. Should I complete and send it now or wait to see if I get a further reponse?

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Hi Sue

 

Hold back, you can send the AQ at last moment, i.e 23rd if you hand deliver

 

Seems that you solicitors are quicker than Janets and mine

Regards

Sophie

 

Thank you

 

Please Note

Advice & opinions of Sophie-Jane are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts

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"My" solicitors The Sechiarri ice cream sellers are a dead loos no communication from them at all letter with court stay etc going out today very fed up with them,they couldn,t sell ice cream either it would melt! Who else has them?

john r

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Well Done Sue - I am just wondering how long it is going to take before a case goes before a High Court Judge to make a final ruling on these cases and set precendence?

 

I predict before long that the County Court system is going to get tired of these cases with them having to arrange a hearing and then cancel it at the last minute - it must be frustrating for them?

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  • 2 weeks later...

No response from solicitors regarding my offer rejection and as my AQ is due by 23 August have decided I must get it in to court.

 

Am I right in thinking that I dont have to restate the facts of the claim on the AQ?

 

Have read the advice in templates and believe that if I want to I need only put something in the OTHER INFORMATION box along the lines of what is suggested in the template.

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  • 3 weeks later...

To update everyone on the latest non happenings in my case!

 

I lodged my AQ with court on due date as I had heard nothing from those useless solicitors.

 

Last Tuesday I decided to telephone solicitors to ask why they hadn't responded. They ststed that they had no record of any correspondence from me and asked me to fax my letter to them. This I did with a request that they acknowledge receipt. Nothing so far!

 

On Friday I received notification from the court that the judge has put a stay on the case until 16 October to give the Defendant an opportunity to settle!

 

Do I accept this and continue the waiting game?

 

Felt so good when I got the original offer and now it all appears to have ground to a halt again.

 

Sue :(

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Accept the judge's decision for the meantime. As the judge has ordered a stay to give them an opportunity to settle, you would be well within your rights to chase the solicitors until they do respond to your settlement conditions!

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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It was only after i sent the solicitors a copy of "my"courts judge's "stay"that things started to happen,although it seems to have stalled a trifle with the ice cream sellers!(they don,t sell trifle do they?)

The judge has set a preliminary hearing,so if the solicitors don,t react to the stay put on your claim,that will happen next.

I asked the Clark of the Court about correspondense between the two parties and she said send copies to the court irrespective of any "private,confidential etc"as they will not divulge to any outside parties.As it shows any or no co-operation.

If they then send you a letter saying they will "amicably attempt to settle",check out the note in my thread."Nationwide first Lloyds last but not least by a long chalk"

Its not worked yet but theres time...

john r

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On Friday I received notification from the court that the judge has put a stay on the case until 16 October to give the Defendant an opportunity to settle!

 

Do I accept this and continue the waiting game?

 

Felt so good when I got the original offer and now it all appears to have ground to a halt again.

 

Sue :(

 

OK, so the Judge has ordered a stay so that an attempt can be made to reach settlement.

 

Send a fax immediately to SCM "reminding them" in strong terms that they asked for the stay so what's their offer? Follow the fax up by telephone and be insistent that they start negotiating straight away (record the call if you can). After all if SCM asked for the stay they must have a reason for asking..... surely? It can't possibly be simply a delaying tactic.... could it?? Nooo... surely not :D

 

If they make a conditional offer get them to fax it to you, refuse the conditions and ask them immediately if they will give you unconditional settlement - never forget who is suing whom here! Do all of this in writing so you have proof.

 

If they refuse to move then write to the court and tell them that you believe that all negotiating avenues have been exhausted, back this up with copies of your correspondence and ask (respectfully) for the stay to be lifted immeditely.

 

Put the presure on SCM!!

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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Sorry for not responding sooner - been a bit busy trying to run a business banking with Lloyds who failed to renew my Company's overdraft facility despite agreeing it and charging admin fee so couldn't pay anyone - including staff!!

 

Just when I thought they couldn't get any worse as well!

 

Anyway regarding my personal cliam against Lloyds - absolutely diddly squat happening! Still no response from the ice cream sellers other than telling me my letter of 10 August has been forwarded to Lloyds for their comment.

 

Right! That's it! I.m phoning them now to find out what the hell's going on!

 

Back soon with update.

 

Sue

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Oh my god! I can not believe how rude those people are! I have just spoken to a Miss Hamblin at the ice cream sellers. You would think that she was going to have to pay us all back out of her own pocket!

 

She confirmed that they had asked the court for the stay - "whilst awaiting instructions from our client". When I asked if my letter of 10 August had been forwarded to thier client her reply was - "I've just told you we are awaiting instructions from our client."

 

I argued that she still was not confirming that my letter had been forwarded and asked if she did in fact know my case or was she just quoting a stock phrase to get me off the line. I'm sure you can all work out what her answer was......

 

Off to buy a new keyboard now after beating hell out of the keys with the frustration of dealing with such ineptitude!

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For supposed"professional" people,i have found them to be downright ignorant in the first degree.i hope they all have nervous breakdowns with the stress of it all.there is no reason to be uncivil...

Still waiting too sent them a list of charges and costs,they had forwarded my last to Lloyds who replied direct that they had nothing further to say as the bank had made their last comment IE not charges blah de blah....

john r

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  • 4 weeks later...

Help! I dont know what to do now!

 

Here goes - On 5 September Judge ordered a stay until 6 October and solicitors had until 13 October to notify court whetehr claim has been settles and if not what issues remain outstanding.

 

On 10th August I wrote to solicitors rejecting the offer that had been made in their letter dated 7th August because they had not included interest and because I did not agree to the conditions. Following a phone call I made to them on 5 September when they told me they had not received my letter I faxed it to them.

 

I telephoned them on 11th and 20th September to see what was happening. On both occasions was told my letter had been passed to Lloyds and they were awaiting instructions.

 

On 10 October I received letter from solicitors saying they had not received a reply to their letter dated 7 August! I phoned them and was told that letter had been sent in error and that they were still waiting for instructions from Lloyds.

 

I have phoned the court this morning and they have advised that the slicitors have not responded to them so the case will now be referred back to the judge for a decision.

 

Should I do something else?

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Hi Sue

This fiasco with the "ice cream sellers" is quite "normal"for them hence my naming them thus,as they appear to be selling ice cream instead of chasing up cases and

 

(With names like Sechiari it's either ice cream or pizza!)making sure letters that are recieved and signed for,are actually sent on to the person dealing with "your case".

 

When the judge ordered the stay what reason did he give?"to allow the parties to reach an ammicable settlement".

 

Have you sent all correspondence you have recieved from the ice cream people and all you have sent to them,to the court?

(Whilst the stay was on) To prove to the judge you have been attempting an "amicable settlement"(this proves on your side that you have been co-operating,also if you have sent things recorded delivery and kept the stubs you can go on "Royal mails website to see A.when it was recieved.B.Who signed for it.(Using the code letters and numbers on the stub).

 

 

 

I would say you now wait for the court to give you a date for the "preliminary hearing" (15 minutes!) or they might give it more timei.e. proper hearing.

 

Once you have the date write to the ice cream men telling them that as a matter of courtesy just in case they haven't recieved notification from the court the date and time is ******* whereapon you look forward to hearing their defence in front Judge *****.

I have a copy of a letter i sent to them which was used to "comply with the court order"You can us bits of it if you wish.I'l p.m. it to you if you want.

Use everything ive said here at your own discretion bearing in mind i "won" before the court date (day before)they paid up in full.....

john r

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Hi Sue, Why does your thread say *WON* when they haven't offered you the full ammount and you have not accepted the conditions. It is very confussing and I think you would get more advise if poeple didn't think you had already won.

Jules x

 

 

 

Lloyds TSB Progess

 

first letter sent 10th June

Received reply 20th June

Second letter sent 30th June

Revieved final response 7th July

Filled in claim on line 30/07/06

Recieved Acknowledgment of service 4th August

Defence submitted 6th September

Allocation Questionnaire due back 20th Sept

Sent my Allocation Questionnaire back 10th Sept

Got there copy of Allication Questionaire 23rd Sept

Court date set for 25th Jan '07

 

 

 

Paragon Finance Progress

Sent first letter 24th August 2006

No reply so second letter sent 10th Sept 2006

Received letter back saying they are going to investigate my claim

Offer made by Paragon for full ammount plus interst! Rusult!!!

Cheque recieved *Won*

 

 

 

Any thing I write on this site is only an oppinion as I am not a solicitor or legal whizz!

 

 

 

 

 

 

 

 

 

 

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sharman24 v lloyds. ref to stage i am at, well like i said have not heard anything from lloyds. i have papers refering to they intend to defend, and details of their defence, biut thats it, so i'm in the dark as to what is happening

 

is they a timetable for them, as i cant find any reference on MCOL. it just says they intend to defend. they got all they had to in with in the 28 days

 

any help appreciated

 

:confused:

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