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Hi everyone, we are trying to re claim a significant amount from yorkshire bank, they seem to be putting up a bit of a fight, we have lodged a judgement against them and they have now issued a defence. Does anyone out there have any experience of this stage and beyond, we are determined to continue as they are a shoddy organisation and have treated us with the utmost contempt for years

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the hay lady,

 

Hi and welcome to the CAG site

 

You've definately taken the first step into claiming back what's rightfully yours.

 

Spend time reading the FAQ's and the Step by Step guide as this will stop you making mistakes along the way. Use the letters and spreadsheets in the Templates Library as these have all been tried and tested in successful claims. Read as many threads as you can especially ones that relate to your bank. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere.

 

Don't be afraid to ask any questions, no matter how stupid they may seem, but please remember that any advice that you receive is normally based on experience only and that you should seek expert advice if required.

 

Once you start the process of your claim remember to open a thread in the relative bank forum, this will enable you, and others helping you, to keep track of your claim.

 

Good luck with your claim

 

 

Useful links to help with your claim

 

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

 

Letter Templates

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

 

Interest Spreadsheet

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

 

Court N1 form

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

 

Mcol Particulars of Claim

http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/34887-5-money-claim-line.html

 

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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I am having exactly the same problem with yorkshire. A judgement was issued on the 22nd May. I rang up and spoke to Leeds city branch manager who firstly told me their legal dept were deciding whether to pay me or not. When i pointed out it was how not if they were going to pay and my next step was to send in the bailiffs she said thats fine send them in to seize goods. Since this I received a phone call from Yorkshire saying they acknowledged on the 4th and they have sent an appeal to the court. the court have no record of the appeal. So even when you win the fight is not over to get your money. Any advice greatly appreciated.

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Katsbubb, start your own thread in the Yorkshire bank forum. Where it will be easier to follow your claim and give advice. Click on link.http://www.consumeractiongroup.co.uk/forum/yorkshire-bank-clydesdale-bank/

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Hay Lady, can you give a bit more detail about what you mean. Am I right in thinking that you submitted your claim to the court, YB acknowledged so had 28 days to provide a defence, you applied for judgment, and then YB submitted their defence?

 

If this is the case, then the chances are that the defence will be accepted by the court, and you will should get a copy of the defence, and info from the court on how to proceed. You may or may not receive an allocation questionnaire from the court, but whichever applies, you will find information in the Bank Templates Library on this forum which will help you.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi there I,m in the exacly the same situation with YB as you.

They sent me a letter 2 days after judgement had been granted and a day after a warrant for the bailiffs to go in saying that they had not recieved any details from me ie Account number and a copy of the charges ect, which is a complete lie as I have 3 letters from YB basically saying they were investigating my claim and one saying they would not refund my charges.

I phoned the CAB about the letter the reply was YB can only apply for a stay of execution not defend the case as judgement had already been passed.

THey also went on to say that in thier opinion it was just a delay tactic anyway.

The CAB recommeded 2 possibles reactions first ignore the letter completely or write back pointing out the previous letters from them and also pointing out that judgement had already been ngranted in my favour.

Hope this helps

Joe.

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I wouldn't agree with the CAB assessment of the situation joe. Several times YB have successfully applied for default judgments to be set aside, and then gone on to provide defences, although in the end they paid before court. They have claimed not to have received any court papers.

 

What's Best for You?

 

 

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

 

Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007

Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06

Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

:p

 

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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hi, every case seems to just be a little bit different, however their tactics are basically the same to delay us all as long as possible yb would win olympic gold for this, i suspect that they will hold all of us off until the fourth of july. Will the hull situation affect all of us, are people such as myself who are almost to the final hurdle be affected or will they not be able to string us along for that long?? Like you joe after yb sent their defence the court told me to reply to them and send the third copy of charges details and inform them that i had issued a judgement on the same day, personally i would use this site or martin lewis for further help, i always view the cab as being similar to tourist information, ie they probably won't know the full facts about everything.

hay lady:rolleyes:

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