us v the Abbey for £7,500***WON***

[Leecabs]

Hello Jo,

 

very sorry to hear about your friend:( , im sending you lots of cyber hugs x x x Leecabs x x x

[ohoh4312]

Thanks Lee

 

Feeling better now - concentrating on all the things I have to do before hols has helped to take my mind off things.

 

I will be back in touch when I return, hopefully reading loads of good news on everyones' claims.

 

Take care all

 

Lotsa luv

 

Jo xx

[Leecabs]

Oh look I just saw anohter pig fly LOL!

 

Have a great holiday darling you deserve it x Lee x

[ICY]

Thanks Lee

 

Feeling better now - concentrating on all the things I have to do before hols has helped to take my mind off things.

 

I will be back in touch when I return, hopefully reading loads of good news on everyones' claims.

 

Take care all

 

Lotsa luv

 

Jo xx

Glad to hear you are keeping busy, that really is important.

 

I hope you enjoy your holiday, and dont suffer withdrawl from us too much.

 

Stay strong

[ohoh4312]

I hope you enjoy your holiday, and dont suffer withdrawl from us too much.

LOL ICY

But this didn't make me smile - bloody well received the defence today

 

Bog standard, signed by Willem Basson. Only bit that made me chuckle was paragraph 4:

 

Throughout the period that he has had the Account...........

 

Idiots!!

 

But I assume the case is not looked at until the deadline expires???? If someone could just clarify that for me I would be very grateful.

 

Thanks all, and best regards

 

Jo xx

 

 

 

[Lula]

Mine was signed by Willem Basson too, i am not sure that he exists

[ICY]

And mine

[deedee1310]

I hope you enjoy your holiday, and dont suffer withdrawl from us too much.

 

LOL ICY

 

But this didn't make me smile - bloody well received the defence today

 

Bog standard, signed by Willem Basson. Only bit that made me chuckle was paragraph 4:

 

Throughout the period that he has had the Account...........

 

Idiots!!

 

But I assume the case is not looked at until the deadline expires???? If someone could just clarify that for me I would be very grateful.

 

Thanks all, and best regards

 

Jo xx

 

 

 

 

 

 

 

Hey Jo!

 

It's good to see you more like your normal self!

 

Last time I checked you were a girl.

 

Hee hee

 

Dxx

[deedee1310]

To my lovely Jo.

 

I hope you have a great holiday in Fuertaventura. Your claims will be taking care of themselves, so you make sure you have a great time with your family. Remember that thing about counting your blessings? Well I know you will.

 

I'll miss you whilst your away but hope you'll come back suitabily refreshed, ready for the next round with shAbbey.

 

Have a safe journey there and back and speak to you soon.

 

deedee x

[determindator]

I hope you enjoy your holiday, and dont suffer withdrawl from us too much.

 

LOL ICY

 

But this didn't make me smile - bloody well received the defence today

 

Bog standard, signed by Willem Basson. Only bit that made me chuckle was paragraph 4:

 

Throughout the period that he has had the Account...........

 

Idiots!!

 

But I assume the case is not looked at until the deadline expires???? If someone could just clarify that for me I would be very grateful.

 

Thanks all, and best regards

 

Jo xx

 

 

 

 

 

 

Hello Jo,

 

My case is the same as yours. My defence was sent by Juan Sedano. I then recd a letter asking if I wanted to settle for 65%. I replied by fax as I like to keep the speed up!!) and sent a copy of the same by letter (just to make sure Abbey get the info in both directions and just to ensure they get it!!) I requested they review their offer to meet the full amount claimed as I could not see in their letter how they calculated 65%. Were they stating the other 35% was the true cost of the charges? I did not get a reply so I rang to give them a chance. All I can say I felt they were tongue tied and in limbo or shock as the whole problem is a farce really. Anyway, I said if you are not giving me the full amount now I will just wait for the next stage. This is the allocation questionnaire which shortly arrived. I am now completing this with the guidance of the bank template library which is marvelous. Just put into search 'bank template Library' if you are not familiar with it and scroll down to bit you want. Please contact me at any time. Look after yourself and chill and just take each stage as it comes.

Determind

[ohoh4312]

Hi all - I'm back!

 

Hope everyone is okay - trying to catch up; I had 120 emails to come back to, 70 odd from CAG

 

Back to reality, with news of the test case; trying to figure out how it affects those of us that are already in the throes of litigation, but my brain still thinks it's in the Canaries!!!

 

Will do some more reading, inbetween umpteen loads of washing but if anyone can give me any advice I would appreciate it.

 

Since receiving the defence I have not received any sort of offer from them - should I be worried??

 

Anyway, going to catch up on everyones' threads now, hoping there is lots of good news out there!

 

And Determind - thank you for the comments and the offer of help - it is gratefully received, and I WILL be using it!

 

Best regards to all

 

Jo xx

[ohoh4312]

Just read the sticky on the Test case, so answered that question all on my own!!

[ohoh4312]

Back again!

 

Postie just been - received my official Notice from the Court that the defence has been filed, along with an AQ to be submitted before 13th August.

 

Its the N149 Small claims track, even though the claim is for nearly 9 grand, so do I agree to remain on Small Claims, or do I ask for Fast Track??

 

Really bamboozled by this - wasn't expecting it.

 

Off to do more reading !!!!

 

Jo xx

[ohoh4312]

Hi all

 

Sorry to bump after being away and not helping anyone else :o but this AQ business is really bothering me.

 

I have read loads and loads, but am really confused on what attachments I should use, and if I should go for the draft directions order as it is N149 not N150:confused:

 

Would really appreciate some input on this - I know I have till 13th August, but as it is school hols my time to focus on this is limited, and I would really like to get it done sooner rather than later.

 

Thanks in advance

 

Jo xx

[ICY]

Sorry i cant help with this, but nice to see you back Jo, have you had a good time?

[deedee1310]

Hi Jo.

 

It's good to have you back!

 

From what I understand you have been sent the N149 because the small claims track is deemed to be the most fair and cost-effective track for your claim, because it was disputed (defended). Small claims track

 

 

The New Stategy for Allocation Questionnaires, does make reference to both N149 and N150. So I would draft the directions as outlined in the post and attach it as shown. http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionnaires.html?highlight=Allocation+Questionnaire

 

 

Sorry I can't be of any more help. I hope some of this helps in some way.

 

deedee xx

[ohoh4312]

Awww thanks ICY and Deedee

 

Yes I had a fantastic time till last Friday - was getting the Daily Mail every day, and read about the Test Case

 

Questions:

 

I am going to file the AQ on time, if it's worth the effort, but can / will grAbbey request a stay of longer than 28 days?

 

Can they stay it until the Test case result?

 

And if the outcome of the case says, for example, that the charges should be £12, do I lose £12 from every charge that I am claiming for?

 

My head is buzzing, and I really don't know whether to even continue any more.

 

I am joining the extremely p***ed off queue I suppose!

 

Best Regards to one and all anyway

 

Jo xx

[deedee1310]

Awww thanks ICY and Deedee

 

Yes I had a fantastic time till last Friday - was getting the Daily Mail every day, and read about the Test Case

 

Lord woman, you're as bad as me. I'm off for two weeks after next weekend. I hope I DO NOT buy any papers or log in via my PDA

 

Questions:

 

I am going to file the AQ on time, if it's worth the effort, but can / will grAbbey request a stay of longer than 28 days?

This is untested waters so no-one really knows.

 

Can they stay it until the Test case result?

Same as above

 

And if the outcome of the case says, for example, that the charges should be £12, do I lose £12 from every charge that I am claiming for?

 

LOL Jo! The things that run through your mind . As before this is untested waters. No-one knows what the outcome will be, so I wouldn't even try to speculate as to what the final decision might be. The general consensus is that it's BUSINESS AS USUAL with regards to our claims, so that's what we'll do.

 

deedee x

[deedee1310]

BTW Congratulations on becoming a GOLD CUSTOMER!!!

 

[ohoh4312]

OOOOOOH, I hadn't even noticed!!

 

Thanks Deedee - fantastic smilie as usual

 

5am!!!!!!! bit better than the normal 3am I suppose!

 

Thanks for the reply also - I was having another wobble, but I must be a Weeble (anyone remember them?), coz I haven't fallen down yet

 

Boys going to a friends house on Friday, so I shall do the AQ then - everyone better be prepared for lots of stupid questions!:o

 

Lotsa luv

 

Jo xx

[Leecabs]

Hi Jo,

 

keep at it if you can, thanks for my message Abbey have agreed to settle at 5.5K so only lost 2K.

 

I will carry on helping on this site so wont go missing x x x

[ICY]

Hi Jo,

 

keep at it if you can, thanks for my message Abbey have agreed to settle at 5.5K so only lost 2K.

 

I will carry on helping on this site so wont go missing x x x

 

 

:eek: Thats a lot of cash to lose there mate

[Leecabs]

Yeah but as I said on my post I cant afford the risk ICY and its 5.5K for nothing.

 

Wish you all the best

[ohoh4312]

Hi all

 

Boys surgically attached to Playstation so I have done the AQ. Can I run it by you to check I have done it correctly please?

 

Assuming you all said yes so here goes:

 

A. Do you wish to postpone action etc etc NO

B. Do you want the Court transferred? NO

C. Do you agree that Small Claims Track is most suitable? YES

D. Witnesses excluding Claimant ZERO

E. Experts reports etc. NO

F. Hearing - dates when you cannot attend TWO WEEKS TIME - should I put Christmas Day down too?

G. Other Information:

 

Please find the following attached to this AQ:

1. Section G - other information (verbatim from the new template)

2. Draft Order for directions (ditto)

This AQ and its' attachments were sent to the Defendant on 02/08/07

 

H. Fee - cheque (Abbey one!) written out in readiness

 

I. Signature

 

I have put my phone number, mobile number and email address in the box at the bottom.

Have I missed anything, or is this okay?

Would like to get it off tomorrow - I am going to send Abbeys' copy Special Delivery, and take the original into the Court personally.

 

So any feedback would be greatly appreciated, as always!

 

Thanks and regards

 

Jo xx

[ICY]

Fair enough if you are happy with that amount, then well done.