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Black Horse Finance


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I bought a car with Black Horse Finance on 16/10/2006


I took the finance out for £4999 over 4 years @ 30.9%

I have made 6 payments on this 1 @ £175 and 5 @ £170.21


I have now asked for a settlement figure today (30/05/2007) and they have quoted me £5053.26


Is this right?

It all sound a bit excessive the fact that despite paying my loan the price has gone up!!!


Please Help

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Based on your figures, you would be paying over £8100 during the 4 year

period [£170.21 x4x12 +£5]. And you have repaid just £1000 odd off the debt.

I don't know the terms of how they arrive at a settlement figure though.

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