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Help with contractual interest


skinswins
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Hi Guys,

 

Can someone please confirm to me the capital one credit card interest rate for the spreadsheet @ 34.9% is 0.0009572....is this correct?

Also can someone confirm what I put on the moneyclaim website for the particulars of the claim as all that is on here is about the 8% I want the lot!

 

Thnks

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The interest rate can vary so I suggest you call them up and ask them. Otherwise if you have your Credit Card Agreement (CCA) it is listed there. I have gone for Purchase Interest rather than Interest Rate as someone in the forum mention Cap One has requested them to use that.

 

This is what I used

(Interest Rate e.g. 34.9 / 100) / Number of days in a year

 

Would suggest you file an N1 rather than MCOL. Less likely to be rejected by the judge as you can add more detail into the N1. See FAQ and Templates for more guidance. For CI see HSBC & Bong and Jossa & Natwest for there N1 & CI POC.

 

If your claiming contractual interest you'll need to include a CCA with your N1.

 

Thanks.

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