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Can the banks choose where the settlement money goes?


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Hi - this is my first post ever so I hope it goes where it should.

 

I am pursuing a number of banks / credit cards for unfair charges. Can anyone please tell me if I can stipulate where the banks/credit cards pay if and when they settle - as I am hoping to use the money to negotiate with other creditors to reduce what I have to pay but if it goes into certain accounts i may never see it again:cry:.

 

 

Many thanks

 

 

David

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Hello and Welcome, David.

 

I think almost every Bank will take what you are due them first, before giving you your money. Happened with me when I was with BOS. They even re-opened a closed account to take their cash first before giving me a penny. Have a look in the Forums of the Banks and Credit Card companies you are about to persue and start some threads of you own.

There's plenty of people in the same boat as you and most will be happy to help you with the process.

 

Regards.

 

Scott.

 
 

Any advice I give is honest and in good faith.:)

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its your money they have unlawfully taken YOU choose where it goes.

if you have not already sent your Pre-lim letters adda line which reads tothe effect of:

it is my money that you have unlawfully taken from me. I wish the ammount paid by personal cheque to me as i have many debtors & wish to distribute this money fairly between everyone concerned.

 

dx100uk

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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