Jump to content


Barclays OD charge Claim Help - Advice Needed ** WON **


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5070 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

:confused: Hi Guy's

 

hope your all well, I need some advice please. I am in the process of trying to claim charges back from Barclays (wish I had found this site first) I have written to Barclays asking for my charges back, I have so far sent them the letter from moneysavingexpert along with my charges unfortunately I didn't highlight them I type them again (date and the amount). I have since had a response from Barclays saying they are sorry I'm not happy wih their services and they will look into my complaint and get back soon. What I need to know is, should I send them highlighted statements or should what I have already sent be enough. Sorry if this is long winded but this is my first experiance of writing any threads or post. Many Thanks in advance,

Lushni.

Link to post
Share on other sites

First let me say welcome ....

Then instead of sending statements fill in a spread sheet from here http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

it automatically works out the interest

Just put the details of each charge ..... dont delete anything on the spreadsheet just type your details over whats already there.

Did you give B's a deadline ie 14 days in your letter ?

If so once that is up send them http://www.consumeractiongroup.co.uk/forum/bank-templates-library/92-3-letter-before-action.html

Open the letter with : I am very disappointed that you have failed to respond positivly to my letter of the [XXDATEXX].

attatch a print out of your list of charges hiding the last 2 columns (these are only needed when you file for court action.

 

Hope this has helped

Saint

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

"How do I...?" A Dummies' Guide to this Forum

FAQ

Forum rules

Cag toolbar

 

 

Please Donate if you can - help CAG help others

 

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

Link to post
Share on other sites
  • 2 weeks later...

Hi guy's, hope you can help again. i have sent Barclays a LBA ten days ago. So at the end of the week, I guess I need to go down to my local court in Northampton. Do I go to the main court or is there a separate small claims court. When I get there what do I ask for and do I pay my fees there and then. Many Thanks in advance, Lushni.

Link to post
Share on other sites

you may also consider using money claim online, if it just a standard claim, ie you are not trying to claim cci (compund contractual interest) - this is different to the 8% you will be adding on filing your claim so dont confuse the two. The 8% is relatively easy and you wil have no probs in usng moneyclaim, it will end up being transferred to your local court anyway, but for me it is less hassle and you automatically have a record of things

Barclays T&C Databse

RapidShare: 1-Click Webhosting

Link to post
Share on other sites

Lushni

 

You maybe better going to local court anyway. MCOL system seems to be getting clogged up at moment.

 

You need to take with you form N1 and the relevant court fee. The amount depends on how much you are claiming.

 

You can download for N1 from the library section on here, together with a template for what you need to fill in on it. Obviously you need to adjust this to your own particular needs. Also you need to take an up to date schedule of charges.

 

Does this need to be in triplicate anyone? sorry having a mental block!!

  • Haha 1
Link to post
Share on other sites

yes make 3 copies of the N1 ... one for the court, one for the defendant and one for yourself

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

"How do I...?" A Dummies' Guide to this Forum

FAQ

Forum rules

Cag toolbar

 

 

Please Donate if you can - help CAG help others

 

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

Link to post
Share on other sites

Hi lushni....I cant tell you the satisfaction i got from taking my claim in to my local court..... :) :) :) BIG cheshire cat grin.....:) :) :)

Done everything thru link above and then printed it out,,do print enough copies though as it wont let you save to file....

Go get em.....

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

Link to post
Share on other sites
  • 2 weeks later...

Hi guy's back again for more advice please. I was working away last week so could not get my N1 to my local court(will do this tomorrow) having read more post in the mean time am I right in thinking that I can add to the N1 claim form any extra charges that have been added by Barclay's since I first asked the them for my charges back (over my overdraft limit so getting charged $105 every month). Thanks in advance Lushni. :-)

Link to post
Share on other sites

yes you can add any new charges upto filing at court :)

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

"How do I...?" A Dummies' Guide to this Forum

FAQ

Forum rules

Cag toolbar

 

 

Please Donate if you can - help CAG help others

 

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

Link to post
Share on other sites

Hi guy's just about to leave to file claim in court. One more question if I may , do I just take N1 form and SOC, if so do I also give them the banks copy or do I send that to them direct. Once again thanks in advance. Saintly thanks for your last reply.

Link to post
Share on other sites

Hi lushni

 

Take all 3 copies (of everything) down - the court will retain them all then distribute to 1 copy to the bank and send you back your 1 copy with a court seal stamp on it.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

Link to post
Share on other sites
  • 3 weeks later...

At last got an offer from Barclay's! Asked for just under £5000 and got offered £3000. This will not cover my overdraft (£3500) therefore I dont wish to take their offer what are my options. Once again thanks in advance.

Link to post
Share on other sites

Many thanks Trucker! Guy's need some more advice, callled the court today as B's had until the 14th to file acknowledgement of service, the nice lady at the courts said B's have not done this and I need to request Judgment. First question I have, is this good news? The second question what happens next or what should I do next? Again thanks in advance.

Link to post
Share on other sites

Hi Lushni,

 

B's have reputation for d/w cases close to or even after the deadlines and the Courts let them do it. Do nothing just now and see if they Acknowledge late and then Defend by 28th July.

 

They will usually Defend so it's too early to get excited, but keep us posted.

 

Slick

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

It all depends on whether Barclays submit a late acknowledgement and have it accepted by the court ..... in which case the case will continue on the same path ..... OR Barclays ask for a set aside which could delay your claim .... OR once you get the judgement by default Barclays will have to pay you . they will proberbly ask you to apply for a set aside of the judgement so that they dont have a ccj against them :)

  • Haha 1

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

"How do I...?" A Dummies' Guide to this Forum

FAQ

Forum rules

Cag toolbar

 

 

Please Donate if you can - help CAG help others

 

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

Link to post
Share on other sites

Many Thanks to you both, just got back from court and B's still not acknowledge so asked for default judgement nice lady on the couter said letter should go out to myself and B's in the next day or so. She also said that it would be deemed served on Monday and B's will have two weeks to pay up or I can request for warrant of execution. Does this mean that I have won or can B's still delay.

Link to post
Share on other sites

Technically at the moment its a win ...... it now depends on Barclays responce to the judgement when they receive it

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (amended just for Bookie)

 

"How do I...?" A Dummies' Guide to this Forum

FAQ

Forum rules

Cag toolbar

 

 

Please Donate if you can - help CAG help others

 

I offer help and advice in good faith, based on my knowledge and experience. I am NOT a legal or financial expert. There are many CAG members and site team who are better qualified. Please do not make major decisions based on my advice alone.I do not give advice via P.M's. If anyone can correct my mistakes or improve on my advice, please do.

Link to post
Share on other sites
  • dx100uk changed the title to Barclays OD charge Claim Help - Advice Needed ** WON **
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...