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car2403 -v- Natwest


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Received an "Amended General Order or Judgment" with the standard stay wording - now, I'm not sure if this is in response to the Bank's prompts that the Court has issued an Order with incorrect wording, (the Order does say "in response to the Defendant's letter" - which I haven't seen) or, if this is the response to my letter requesting the stay to be lifted.

 

I'm going to wait another few days then ring the Court to see what their reply to my Stay Lift request is... not holding my breath, though!

Always happy to help where I can!

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Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

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I've just called Morpeth and Berwick County Court to be told my application to lift the stay is refused, regardless of my circumstances - I'll be asking for a hearing before the Judge and letting them know about my disappointment and the fact they've totally ignored my arguments against and just blatantly accepted the Defendant's version... for what it's worth...

 

The order I've received isn't worded as "the application to have the stay lifted refused" so I've asked the Clerk to refer my letter back to the Judge again...

Always happy to help where I can!

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Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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Car, it's absolutely disgraceful and I'm sorry to hear about this. Don't give up!!

 

On the other hand, I'm happy to see that you live in my neck of the woods :D

'Fortune favours the brave.'

 

 

 

 

 

 

 

Any advice given is purely on the basis of my own views and opinions and offered in good faith.

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Application to lift the stay denied, I've asked for the decision to refuse it to be referred back to the Judge again - still denied and original/standard Order to stay still stands.

 

I can't be bothered with banging my head against a brick wall, so I won't even ask about holding a hearing! Thank you, Justice!

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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I'm so sorry car - it's disgraceful to get this far with a claim only to have it put on hold without good reason. :mad:

 

It wouldn't be so bad if the courts were being consistent with stays........ but they aren't. Some are still continuing as normal whilst some are still dealing with claims on a 'case by case' basis. Unfortunately, others are just issuing stays as though they're passing sweets around the playground. :mad:

 

I really am sorry - let's hope this test case is heard sooner rather than later. x

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  • 3 weeks later...

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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  • 1 year later...

How shocking is this?;

 

General Form of Judgment or Order;

 

Before Deputy District Judge X sitting at X County Court.

 

Upon the claim coming to the end of the stay and no correspondance being received from either party.

 

IT IS ORDERED THAT

 

The Claim stands dismissed

 

Dated 24 November 2008

 

Now, the amended order does state;

 

IT IS ORDERED THAT

 

The District Judge has considered that papers in the case and upon it appearing that the issues in this claim are identical to those likely to be the subject of proceedings in the Commercial Court betwee the Office of Fair Trading and certin financial institutions ("the test case") pursuance to an Agreement made on 25 July 2007.

 

Ordered that;

 

1) This claim is stayed until one calendar month after judgment in the test case (including any appeal) or 31 October 2008, whichever is sooner

 

2) Either part may upon notice to the other to apply to lift the stay at any stage up to the earliest of the two dates provided for in paragraph 1 above

 

3) If no application is made to lift the stay, or seek further directions before the earliest of the dates provided for in paragraph 1 above, the claim shall stand dismissed without further order.

 

4) Because the order has been made by the Court without considering representations from the parties, the parties have the right to apply to have the order set aside, varied, or stayed. A party wishing to make an application must send of deliver the application to the Court (together with the appropriate fee) to arrive within seven days of the date of this notice.

 

Dated 20 August 2007

 

Now, is this Court having a laff, as surely they could "without considering representations from the parties" extend the stay or issue further directions? Doesn't seem likely. It's just as well I wrote to the Court in the middle of October to ask them to issue new directions - which they haven't. So, I'll be sending another letter to ask them to reinstate the claim and to issue new directions.

 

Tsk, tsk...:mad:

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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Is the case stayed or dismissed? I am confused by both the quoted bits. Stay until October 2008 yet dismissed November 2008.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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It was stayed until Judgment in the TC or the end of October 2008, where it would be dismissed without further order.

 

The issue is I wrote to the Court, as requested in the Order, and they've either not received the letter or haven't processed it. (I may even say they've chosen to ignore it, if I was being suspicious)

 

I'll see what comes back from writing to them again, with a copy of the first letter, in which case the claim should be reinstated and stayed further, IMHO. (They'll probably want a fee for that, but I can't see why I should pay when I've complied with the first stay order)

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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Hi car2403

I am very curious and would like to ask you if you have had any letters or contact by Cobbetts over the past weeks??, it would sem no one is getting any correspondence from Cobbetts and I am very curious as to why if that is in fact the case..

 

sparkie

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Hi car2403

I am very curious and would like to ask you if you have had any letters or contact by Cobbetts over the past weeks??, it would sem no one is getting any correspondence from Cobbetts and I am very curious as to why if that is in fact the case..

 

sparkie

 

Had nothing from them at all since the stay was applied last year.

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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  • 3 weeks later...
How shocking is this?;

 

Now, the amended order does state;

 

Now, is this Court having a laff, as surely they could "without considering representations from the parties" extend the stay or issue further directions? Doesn't seem likely. It's just as well I wrote to the Court in the middle of October to ask them to issue new directions - which they haven't. So, I'll be sending another letter to ask them to reinstate the claim and to issue new directions.

 

Tsk, tsk...:mad:

 

File still with a District Judge to review and issue new instructions.

 

If I don't have them by the New Year, I'll chase this up again, as it's been in the process of issuing new directions since 5 December.

Edited by car2403

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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File still with a District Judge to review and issue new instructions.

 

If I don't have them by the New Year, I'll chase this up again, as it's been in the process of issuing new directions since 5 December.

 

Hi car1403,

 

Keep up the pressure mate you will win.

 

sparkie

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File still with a District Judge to review and issue new instructions.

 

If I don't have them by the New Year, I'll chase this up again, as it's been in the process of issuing new directions since 5 December.

 

Claim reinstated and stayed pending final determination of the issues in the test case, including any appeal;

 

Within 28 days of such determination (including any appeal) either party may apply for further directions for the future conduct of the claim and the claim shall stand struck out if no application for further directions is made within that time

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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  • 5 months later...

Just checked the 8% interest and it's doubled to over £1k in the year this claim has been stayed :D

 

I think I'll buy a Widescreen HD TV on NW when I win using that ;)

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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The White Paper on damages actions for breach of the EC anti-trust rules | OUT-LAW.COM

 

has this been adopted yet car not sure but it does mention about claims etc worth a read tho

patrickq1

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

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almost forgot u rich buggas make me sik lol

8% is that all

http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

 

 

 

Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional

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  • 5 months later...

Well, well, well. After all the furore about this OFT TC judgment today, the announcement really helps;

 

The Consumer Forums - Announcements in Forum : NatWest Bank

 

So, this is going off to the Court by fax, tomorrow;

 

Dear Sir/Madam,

 

Case No: 7****** - car2403 –v– National Westminster Bank PLC

 

I, the Claimant in the case above, refer to the Claim above and specifically to the order, staying the claim, made by District Judge XXX, dated XXXX.

 

I understand that the Judicial Press Office has advised Claimants to write and request a lifting of their stayed claim.

 

As my claim for Bank Charges is brought under Regulation 5 of the Unfair Terms in Consumer Contracts Regulations 1999, and is therefore not affected by the recent Supreme Court Judgment, in fact the Supreme Court has indicated that a challenge to "fairness" of my Banking Contract under Regulation 5 may be an appropriate route to take. I would refer the Court to Paragraphs 22 to 27 of the “Statement of Evidence”, submitted to the Court on 14 June 2007)

 

I therefore request that the stay be lifted, that any necessary directions be given, and that a date be listed for a hearing of my claim.

 

Yours faithfully

 

There's also a sneaky copy going to Cobbett's - if their fax machine is free to receive it, that is... ;)

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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gawd

 

the OFT stay came at most two weeks too early for my last two claims against Barclays and NatWest, court dates and everything, rather upset at the time

 

any estimates on when new court dates would be if they do lift the stays?

 

and is there going to be a legal argumet to master?

 

I pesume the old roll over and pay days are over and banks will be happy to argue the toss in court now with this new ruling backing them so strongly?

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gawd

 

the OFT stay came at most two weeks too early for my last two claims against Barclays and NatWest, court dates and everything, rather upset at the time

 

Well, quite, yes. This NatWest one was stayed on the day of the FSA Waiver coming in to force - :mad:

 

any estimates on when new court dates would be if they do lift the stays?

 

I'm hoping weeks ;)

 

and is there going to be a legal argumet to master?

 

Legal argument, yes, but it's not new. My original POC (based on the CAG Court Bundles at the time - 2 years ago) outlined the legal reasoning in querying the fairness of these charges under regulation 5 of the UTCCR 1999. That's the bit you need to get your head around, now - it's not that difficult to understand, though. ;)

 

I pesume the old roll over and pay days are over and banks will be happy to argue the toss in court now with this new ruling backing them so strongly?

 

Only time will tell. They are claiming the OFT TC as a victory, so I can't see them wanting to undermine that too quickly by defending cases in County Courts and losing them. Who knows, maybe I'll be the first one they'll pay out, then? :)

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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  • 4 weeks later...

:D

 

It is ordered that;

 

1. The stay is lifted

 

2. Permission to the Claimant to file and serve on the Defendant amended particulars of claim by 18 January 2010.

 

3. Permission to the Defendant to file and serve amended Defence by 8 February 2010.

 

4. Further Allocation Questionnaire's to be filed when Defence is received, no fee will be payable.

 

5. Because this order has been made by the Court without considering the representations from the parties, the parties have a right to apply to have the order set aside, varied or stayed. A party wishing to make an application must send or deliver the application to the Court to arrive within seven dats of service of the order

 

Dated; 16 December 2009

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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they're going to ask for a stay aren't they ...

 

Possibly, now the OFT seem to want to get their fingers out and sort the mess out - I'm just hoping that I don't have to wait another 2 years for this debarcle to be sorted out.

 

I wish I was a fly on the wall in their offices when these orders land on their desks.

 

I'm hoping the Court charges them a fee for requesting a stay, if they do. :lol:

Always happy to help where I can!

:lol:

Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?

It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

 

Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.

 

 

USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

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