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    • Hello, welcome to CAG. I've moved your thread to our shoplifting forum for advice on this. I've also edited the title a bit, please let me know if I've misunderstood what you meant. Best, HB
    • I received a letter this morning from advantis acting on behalf of HMRC for a tax credit overpayment.. I am going to call them on Monday to set up a payment plan but am worried sick it’s going to show up on my credit file.. does anyone know if it will show now that hmrc are using them? 
    • I'm going to check the measurement units today as I feel this could well be happening otherwise I can't understand how the bill can be so high even when nobody there living sometimes. 
    • Totally stupid mistake struggling with money with 2 young kids no excuses so I won't bother justifying  just feeling deep regret and absolute fear for what happens next. Sincere moments of madness opportunistic and absolutely stupid Caught shoplifting from sainburies by and shop lifting plain clothed detective (penut butter almond milk chia seeds and nuts ) I only took 3 to 4 items from sainbries listed above  First time I did it In saisburies i have never done it before   Was given a letter banning me took details but no photo taken  I also had on me food items from mns that the store detianed at the same time as they wouldn't let me leave without showing a receipt as they said I would have stole those too (they werent wrong) . I have been to mns a few times in the last month and done a similar thing always general food shop  So I left the sainbries store when he let me go and left all the goods there mns.and sainsburies and did not return.  M&s and sainsbries are on the same high street   Questions  Was not caught by m&s will sainsburies share my info and will m&s be in touch? Presume they can check cctv of the time sainsburies detained me and probably find it  No police called when at sainburies  Scared that mns will also ban me after the event  or worse check cctv and have my details and pass to police to investigate  I am mortified at what I've done the detective did not mention anything about further letters / police or anything more other than taking my details and giving me a banning letter  My fear is they have told MNS and now MNS will investigate aswell they may have their own footage etc...and go further than sainsburies did at that time  Mns goods was fruit veg chicken cheese basically all food items  Advise please what could I be facing 😭
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capitalising on capital one


sowerby17
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I understood from Sowerby's staement that he may not have the funds available for the AQ fee, but I may have misunderstood. In the absence of any reply from Sowerby himself, it's difficult to know how he's faring ... hope all is OK though :rolleyes:

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sowerby17 if you would like to contact me .. or any other moderator .. and let us know what numbered posts in this thread you would like moved elsewhere so that it stays on topic and is not hi-jacked .

If threads are not kept on topic and you run into problems it is very hard for you to recieve informed advice as no one will be wanting to sift through 7 pages+ of unrelated posts .. we just do not have the time

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Hi all well i have only been away for 24 hours and cannot believe what has been going on here i am supposed to file aq on 30th july but if my cheque had come from cap one i may not have bothered. Now here is my quandry i will have to wont i as i have not got the cheque so in effect i have not been paid out I have rang them and they say it is on its way but ?Any one any ideas?

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what date is on your settlement letter sowerby??

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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if they wrote it on 10th july-i work out that their 14 days is up around 30th july-for you to have received it by then then surely they must post it by close of business tomorrow.

if it were me and the dates are correct i would call and check tomorrow that it has been mailed and not just authorised

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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ooooooooooooooohhhhhhhhhhhhhhhhh stop-wait a minute mr postman -wait wait and see-is there a letter,a letter for me??

 

lol-

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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mmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmmm

 

i would def call them in the a.m if they said it would be here-ask them on which day it was posted -its really cutting it fine though aint it-i would point out that the aq will cost them an extra £100 too

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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will you be homee when the mail comes in the morn??-what time does it usually arrive??

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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aaagghhh -sorry-can i ask the audience or phone a friend-50/50 is no help!!!!!!!!!

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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look eveyone has posted on here nothing to do with the thread started.Yet when i need an answer to an important question where is everyone?Excluding Jubaxt.PLeaseeeeeeeeeeeeeeee.

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lets pray you get the cheque tomorrow-could you not ask the court to extend aq by a couple of days??????????!!!!!!!!!!!!!!!!!!!!

 

explain to them what the problem is.

 

might be worth a go-especially with postal strike being in force

 

really want to help but dont know what to advise

  • Haha 1

lloyds S.A.R -sent 04/04/200

statements received 11/05/2007

prelim-14/05/2007 -£4987

lba-30/05/2007

n1-20/07/2007

 

Co-Op prelim sent-20/04/2007-£136.50

settled in full

goldfish prelim-27/06/2007

 

capital one -deemed served -01/07/2007

settlement without cci offered 17/07/2007

halifax prelim-17/07/2007

 

aqua--prelim-13/07/2007

 

welcome-prelim-30/06/2007

lba-14/07/2007

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If you went to the court with a cheque late tomorow afternoon they would be unable to lodge it until Monday. It would be the start of a new month on Wednesday before iit cleared at least

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got cheque today so can i not just take it to barclays and get the cash?
If its crossed an marked a/c payee only then it will have to be lodged in your current account

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got cheque today so can i not just take it to barclays and get the cash?

 

That's good news. . have you now had full and final settlement?. .

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Congratulations Sowerby, i doubt they would let the cheque bounce, that would make an interesting press story lol, at least it saves you finding an extra £100 to pay for the AQ fee, once the cheque clears call the courts and let them know you have been paid out, i am glad you have finally got it sorted

:madgrin:

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