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Letter asking for payment


Tina&John
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Please could someone help me with this, the following is part of the letter I am about to send my bank asking for payment:

 

"I calculate that you have taken £XXXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX."

 

I am abit confused about the part in red, I get charged overdraft interest every month (even when I haven't gone over my overdraft limit) so do I add up each month or just the one's where I have incurred charges??

 

Thanks!

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