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Shirley1927 V FD


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Sent my SAR to FD 12 days ago, today got a letter saying it is being sent under seperate cover and they are doing this FREE OF CHARGE. I know this should please me but why does it worry me? Too cynical I suppose.

Anyway, up and running.....



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Best of luck shirley


Will watch with interest:)

If my advice has helped please click my scales


Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)




Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Hi all,

well, letter received from FD today, usual "confident of winning in court" "dont accept liability" etc, BUT, "to save unrecoverable legal costs" etc they have offered over £2,400 in full and final settlement. Due to my current situation I have accepted this.

I know, I feel like I have let people on this forum down somewhat but as stated above my situation does not realy lend itself to a drawn out battle for the sake of a couple of hundred pounds when I can have over £2,400 in my account in a few days time.

To be honest I was surprised by the amount, I quite expected an offer of maybe £700 of the asked for amount of £2,700. £700 I would most certainly not have accepted.


Anyway, thats my story and a donation will be forthcoming as soon as I get the dosh!


Thanks to all for the advise and support on this forum and I will continue to visit to keep an eye on the threads. Also, AMEX and MBNA to go next which probably wont be as easy but at least I will be in a position with them to stay the course a bit longer.



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