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PKea v HBOS Episode I***won***


PKea
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Well I'm nearing the end of Round 1 of my campaign against HBOS and the first contestant is my old Halifax Bank Account.

 

I have filed at court and they have until Thursday to acknowledge the claim.

 

Ive been tied up with finalising my Barclays claim that i havent read a great deal about Halifax's procedures.

 

But having a look at a few recent victories it seems that thay settle early on in the process (and i am used to long drawn out battles).

 

Anyway once the Banks Account has been done, its credit cards x 2 for Bank of Scotland.

 

The present Score is 2-0 to me with 4 ongoing claims in progress

Barclays, HBOS Bank, Wifes Natwest and MIL's Natwest.

 

Paul

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Well Phoned the court today to check if they had acknowledged the claim, and they have.

 

So I will wait for their defence to arrive

 

Paul

 

also it 3-0 now, Barclays paid up a couple of days ago

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IVE WON

 

Got a letter from Halifax ststimg that they have acknowledgfed the claim but its not cost effective to defend and a cheque will be sent out in 5 days for the full amount claimed

 

Paul

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Guest bluecloud

Congratulations - however I do always wonder that if a bank declares that it is uneconomic to defend a claim, why don't they include the cheque in the letter?

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CONGRATULATIONS...!!!!!

 

Thats brilliant. So all you need to do is spend it.....:D :D

 

Do you have any other claims?

 

Dont forget to do the survey..;)

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Hi Seaside

I have a long list of claims

Abbey Bank won

Abbey Card Won

Barclays Won

Halifax Bank Won

got to do next, 2no BOS cards, Renault Finance (BOS), Halifax Loan, Natwest and many more.

 

God I was bad with money when i was younger!

 

Paul

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Well Done Pkea

 

Fantastic News.

 

Congrats

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Congrats, Paul!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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Hi PKEA

GLAD TO SEE YOU'VE WON

 

WELL DONE

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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If only HBoS would reply to me!!!!!!

 

Or even sign for the Recorded Delivery letters!

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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