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Samphire V Wescot (ikea)


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On Friday I recieved response to my CCA request. An application form, this application form is totally incorrect in several places. It has me down as Midlands as my bank, I have never banked with them (my account number is however correct). It has my employment as Tele Sales - have never worked in Sales as well as a few other errors. I plan to write to them to thank them for finding an application form and state this however is not what I requested.

 

Is there a decent letter to send within the forum please?

 

I will scan the application form in tomorrow and post for all to see.

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Why post the application form? An application form has nothing to do with a copy of your credit agreement.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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i would write something back to the effect of:

 

 

I refer to your letter dated xxxxxx

 

I note that you have sent me a copy of the application form for this account.

However, on the (DATE YOU MADE CCA REQUES) I made a written request for a copy of the executed agreement under s77/78 CCA. This letter was sent by recorded delivery and signed for at your office on (IF YOU DID IT THIS WAY).

 

The document that you are obliged to send me is a true copy of the executed agreement that contained all of the prescribed terms, all other required terms and statutory notices and was signed by both your company and myself. If the executed agreement contained any reference to any other document, you are also obliged to send me a copy of that document.

 

Please note that your company is now in default as this request was not complied with within 12 working days as prescribed by the CCA, and that you have also committed a criminal offence by exceeding the further one month statutory time limit (ONLY PUT THIS PART IN IF IT APPLIES)

 

I now require that you provide me with a copy of the correct document, or your written acknowledgement that you are unable to do so, within 14 days of receipt of this letter.

 

Please also note that until such time as you do provide me with a true copy of this document, the agreement remains unenforceable and no further payments will be made.

 

Yours faithfully,

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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Thank you for the letter, that is what I will go with.

 

Seminole, just there are several discrepancies (sp) with the application form they have sent me. vbmenu_register("postmenu_841837", true);

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my pleasure its what we are here for, although it was someone else that gave me that letter! lol

 

its what we do.... share.

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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  • 3 weeks later...

Well, got letter off them yesterday saying that what they have sent me is a copy of an agreement between me and Ikn(Ikea) and that the agreement is now between Wescot and myself. I am going to send the above letter again to them I think, unless anyone can advice otherwise.

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any chance you can scan the agreement they sent you?

Me Vs AA/Blair Oliver - Defaulted on CCA, Committed Criminal Offence, started chasing payment

 

Me Vs Great Universal - Wrote off the 2k balance, couldnt supply docs

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/74209-me-littlewoods-catalogue.html

 

My Friend Vs Lowell Portfolio - Balance written off, all action stopped!

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75075-my-friend-lowell-victory.html

 

My Friend Vs Empire Catalogue - Balance Cleared

http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/75713-my-friend-empire-droyds.html

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