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Nationwide standard defence


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Hi there

does anyone know if Nationwide use a standard defence and if so what is it likely to be?

 

thanks

Richard

ps: filed my claim on 2 may 2007 and Nationwide have said they intend to defend the claim

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From what I understand, the defence is usually that they have paid in full. Reading other threads, it seems that they pay up within a couple of days of filing the defence, so hopefully you should have some money in your bank some time soon!

 

 

I'm quite interested to see what happens, my MCOL claim was served on the 2nd also.

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Sorry, re-reading your thread I realised I may be jumping the gun a little bit. Have they filed a defence yet , or have they just said they intend to defend the case on the Acknowledgement of Service?

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Theoretically they should defend it within 28 days, however, it seems Nationwide like to take it to the wire.Some people get paid around 21 days after the Nationwide are served, others 28-30 days.

 

As I said earlier, mine was acknowledged on the 2nd as well, and I can't help but feel that mine will be one of the ones that drags out to eleventh hour!! Am chewing my nails just thinking about it!

 

Best of luck

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Nationwide are in disarray on the moment, they have taken on extra staff to deal with the volume of SAR's and charges conplaints in general. I also saw a message offering overtime at head office at around £14 per hour, if we were that wasteful in branch we would be crucified!

 

Anyway the point is keep the pressure on, keep the claims filing in, FORCE THEM to reconsider thier illogical position (that they don't like people breaking the T & C's and so punish them and then also say that it is these very fees that fund fee free banking in general GRR).

 

This comes from an employee!

 

I'm recall seeing other threads where people have claimed more than once and yes Nationwide normally do put in thier defence that they have already made a payment although obviously it is in more flowery language than that.

 

Just a quick warning though I'm not sure what the current policy is on shutting accounts but from what I can remember Nationwide was one of the institutions that seemed more likely to close accounts when refunds were gained via court action.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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Nationwide are in disarray on the moment, they have taken on extra staff to deal with the volume of S.A.R - (Subject Access Request)'s and charges conplaints in general. I also saw a message offering overtime at head office at around £14 per hour, if we were that wasteful in branch we would be crucified!

 

Anyway the point is keep the pressure on, keep the claims filing in, FORCE THEM to reconsider thier illogical position (that they don't like people breaking the T & C's and so punish them and then also say that it is these very fees that fund fee free banking in general GRR).

 

This comes from an employee!

 

I'm recall seeing other threads where people have claimed more than once and yes Nationwide normally do put in thier defence that they have already made a payment although obviously it is in more flowery language than that.

 

Just a quick warning though I'm not sure what the current policy is on shutting accounts but from what I can remember Nationwide was one of the institutions that seemed more likely to close accounts when refunds were gained via court action.

The views I express here are mere speculation based on my experience. I am not qualified nor insured to give legal advice and any action you take will be at your own risk.

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Just a quick warning though I'm not sure what the current policy is on shutting accounts but from what I can remember Nationwide was one of the institutions that seemed more likely to close accounts when refunds were gained via court action.

 

It appears nationwide are not closing accounts anymore, instead they advise claimants who win that if they are naughty again then they will close their accounts.

If you have found this post helpful, don't forget to tip my scales

:wink:

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It appears nationwide are not closing accounts anymore, instead they advise claimants who win that if they are naughty again then they will close their accounts.

 

If they do try and close account then i would claim again. I'm sure a complaint to the FOs will avoid and account closure.

 

Don't get me wrong if and when i get my charges back i will be so careful that i dont get in this position again but unfortunately since i've started my claim my circumstances have changed which i wasn't expecting and to cut a long story short its made more charges on my account so i'm gutted i need to reclaim again once i have this claim out the way. If i do get my current claim back then it will pay off my overdraft so should be ok but if they try and close my account i will kick up a fuss

 

good luck

 

shaz

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i submitted my court claim on 12thMay,deemed served on 19th May,they acknowledged on 17th. hoping they will not wait the full 28 days to file defence

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Nationwide send a defence from a Solicitors in Cardiff, I have received one, and dont know what to do next

 

Hey there,

what defence are they using? Are they saying they provide a service etc.. or anything about breach of contract?

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Hi ALL!

U should ALWAYS prepare as though U will have to go 'all the way'.

That way U will be prepared for ALL eventualities.

It has been known for some Claimants to actually have to appear in Court to argue their case.

Of course, the more robust your Claim, the less likelihood of a Bank wanting to take U on in open Court...but these things STILL happen!

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/35751-kevboy_telford-lloyds.html

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/90521-lloyds-victory-birmingham-perspective.html

 

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/90660-lloyds-victory-view-judgement.html

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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MTM, I had chewed away all my finger nails already, without seriously considering I might have to go to court, what are you trying to do to us?

 

In all seriousness though, I agree, I have done some background reading when I get an opportunity, just to get an idea of what might be.

 

Doesn't leave me feeling any more confident though!

If you have found this post helpful, don't forget to tip my scales

:wink:

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...what are you trying to do to us?
Doesn't hurt having a reality check now and then.

We are talking money here

...and the 'Big Boys' consider ours is really theirs!

 

To slip into complacency during the course of your Claim is worse than not Claiming what is rightfully yours in the 1st place!

 

 

 

Doesn't leave me feeling any more confident though!
Awww...Bless!

But U have more than 100,000 CAG Members to hold your hand though?!

(...Blah blah Footprints blah blah Sand blah blah etc etc...lol...:) )

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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i have this morning receved the notice that acknowledge ofo service has been filed stating they wish to defend the whole claim (eversheds) . is the defence teh next thing or is this the defence?

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Hi jennyuk!

i have this morning receved the notice that acknowledge ofo service has been filed stating they wish to defend the whole claim (eversheds) . is the defence teh next thing or is this the defence?
I've answered the above question on your own Nationwide Thread ...

http://www.consumeractiongroup.co.uk/forum/nationwide/61313-jenny-nationwide.html

(...it's also 'bumped' it back into view for U...lol...:) )

The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men.

Blessed is he who in the name of charity and goodwill shepherds the weak through the valley of darkness, for he is truly his brother's keeper and the finder of lost children.

And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers.

And you will know my name is the Lord when I lay my vengeance upon thee.

(Jules Winnfield)

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