New Claim..Guidance needed

[fontygary]

Have now received Bank Statements and am about to analyse them for charges.Obviously,Refused DDs,Unauthorized Overdraft etc are easily identifiable but I find it difficult in identifying any interest charged The only interest charges showing are those linked to the regular monthly Bank Charges, I am correct in assuming that these charges and interest are 'normal' charges, which would not be reclaimable or do unfair charges apply to ALL bank charges shown.

 

I am anxious to commence my claim correctly and seek some guidance please.

[dx100uk]

yep thats the way i read it.

if you have interest that is solely accured from reclaimable charges then it can be included.

but where interest cannot be attributed to charges, then it is not.

 

however, dont forget that your could claim contractural interest or even compounded contractural interest, have a read of the threads that come up after a search on cotractural interest.

 

your decision

 

dx100uk

[fontygary]

Thanks dx100uk. Still not 100% clear (Bit thick !!!)

 

'Reclaimable charges ....I assume NOT normal monthly charges excluding

bounced cheques and DDs etc.