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    • OP stated they had been arrested, but not charged (let alone convicted). They DON'T have a criminal record, but do have an entry on the PNC. That information stays on the PNC (Police National Computer) for life, but doesn't get released in a standard DBS. It only MIGHT get released for an Enhanced DBS (eDBS) check  ... but it would be incredibly unlikely. (The rational behind this is that eDBS's allow for 'information at Chief Officer of Police's discretion' ..... this covers the 2 'barring lists' and is also intended for the scenario where someone has multiple arrests or investigations, where safeguarding is a concern .... it was brought in after the Soham murders / Ian Huntley case, where the information known about the now-convicted child murderer may have prevented his employment in a school, had it been made available). So, for the sake of accuracy and completeness, arrests stay on the PNC for life, wont appear in a standard DBS, MIGHT appear in an eDBS, but in reality, would be the exception rather than the norm, and I can't see them being released  to a defense barrister. What then if the defence found out a different way, and brought it up in court?. Again, unlikely, but the important feature is that the judge would make sure they trod very carefully!. They MIGHT consider using it if there were other factors that allowed them to try to cast doubts as to the truthfulness of your evidence, but on its own : No way. Anyone MIGHT be arrested (if a seemingly plausible complaint been made against them)! The approach to take if it did come up is to be truthful. "Yes, I was arrested. It arose from a vexatious complaint. I wasn't charged, let alone convicted. That could happen to any one of us, if a vexatious complaint gets made" Far better that than lying, saying you'd never been arrested, and getting caught in a lie : that would ruin your credibility. I'm incredibly doubtful it will even come up, though.
    • we dont get N157 because its new OCMC but no court dont have evidence either.   Just seems a bit of a pointless wait but oh well
    • Post #9 suggested some options to avoid or put off having a smart meter. Post #12 a simple solution to your complaint about the ay they handle fixed monthly DD. It's not really clear why you posted if you're going get irate when members "jump in" with suggestions. You can see what I'm referring to on "gasracker.uk" to allay your suspicion that I was lying in Post #16 which was made to correct ther misinformation shown in your Post #15
    • Back to octopus from the smart meter/tariff salesperson. Octopus have now said just ignore the letter - I dont have to have one despite there letter implying (at least) it was required, but that i will HAVE to have a smart meter if current meters stop working as 'their suppliers dont supply non smart meters any more'. They also say they do not/will not disable any smart functionality when they fit a smart meter I am of course going to challenge that. Thats their choice of meter fitter/supplier problem not mine
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Im not sure what I'm doing!


samsmum
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Hi

Ive started trying to claim back money from Abbey for my son. Its only £110 from when he went overdrawn a couple of times. Ive sent the 2 letters with the standard replies, sorry your not happy,we'll be investigating etc. I kept to my deadline and started a claim against them. They have acknowledged it and have now filed a defense! I'm now waiting for the court to send the questionnaire I have to fill in?

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  • 2 weeks later...

Ive just come back off holiday and theres no questionnaire yet. There was a message on the answer phone though from Abbey. At first I thought they were giving in but now reading Martin Lewis site I think it might be a call to intimidate my son. He'll be home at lunchtime so ill have him return the call. Fingers crossed. Dreading the thought of him going to court, everyone talks of preparing. I don't know where to start!

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You'll be ok now samsmum, you have come to the right place to get advice and all the help you need. When they ring, if they are trying to intimidate your son, then ask them to do all their correspondence in writing as you are not prepared to deal with them over the phone. Looks like your nearlt there anyway now so hang on in there Enaid.

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im pleased its not just me who doesnt know what im doing im claiming about £2000 from hsbc thats with court costs and interest my 28 days were up on monday but they filed a defense yesterday ! ive just read i should have sent copies of my schedule when i claimed mcol to court and dg can anyone advise me what i should do now?

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Lummers you need to start your own thread, that way people will be able to help you with your questions.If you go to the main page and click on to your particular bank, at the bottom of the page you will see "NEW THREAD" you could put lummers v hsbc. when you have done that, you will soon get the answers you need. Enaid

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I'm back again. the call was about something completely different.My son has received a court date at the beginning of August. We weren't sent a questionnaire so I called the court who said the judge had read the details and a questionnaire wasn't required.What now? What preparation should we be doing(Other than booking a morning off work)?

Please help

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Start nudging DG into settleing every 10- 14 days or so. The templates for these are on the "No AQ " thread . I will try and post a link to it for you.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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http://www.consumeractiongroup.co.uk/forum/abbey-bank/52494-read-now-if-you.html

Hi Samsmum, There are some notes for you to read here, don't start to panic it's all very normal and you may not need to do everything it tells you on here. Just take it stage by stage and follow the info.

If you get stuck just ask. Enaid

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