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Help please!!


dori2o
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Recommended Posts

http://www.consumeractiongroup.co.uk/forum/show-post/post-832500.html

 

Please check out this thread, I'm in desperate need of help.

GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)

HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.

Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.

Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.

Scotcall CCA issued 16/01/07. Criminal offence committed.

HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.

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Ok I've gone through the AQ.

 

Not to sure if I should go for the Draft Order requesting disclosure or not.

 

When I submit the AQ, is it suggested to send in a response to the defence?

 

As per the defence (see link in post #1), I disagree with para 2 it refers to overdraft charges, but this is a HP agreement.

 

Also para 3 of the defence, If i was to respond would it be possible to ask them to disclose their costs in order to prove that the charges are lawful?

 

again same question with para 4?

 

I'm not very good at putting what I want to say inwriting, and need some help on this one.

 

All help will be very much appreciated.

GE Money S.A.R - (Subject Access Request) issued 21/11/06. Responded 01/12/06. Prelim sent 05/12/06 £406. Response 12/12/06- **SETTLED IN FULL** (£396)

HSBC S.A.R - (Subject Access Request) issued 05/12/06. NO charges in last 6 years.

Lowell CCA issued 21/11/06. Further reminder sent 8/12/06. Now commited criminal offence no response.

Capital One S.A.R - (Subject Access Request) sent 08/12/06 Responded 03/01/07-Prelim Sent 16/01/07. LBA issued 06/02/07- N1 served 07/03/07- acknowledged 14/03/07.

Scotcall CCA issued 16/01/07. Criminal offence committed.

HFC Prelim sent 16/01/07. LBA sent- Final Correspondance issued with time limit of 29/03/07.

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