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can i ad this 2 the end of my letter ???


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after reading the forums for a while ive started to get the ball rolling and reclaiming my charges but i wanted someone who is involved in law ( solicitor or lawyer ) to proof read what i have quoted and want to add to a letter:

 

The Law and how I Belive You Have Broken it.

 

I belive that the Abbey has acted in a discrasful manner in regards to my account you have on countless occasions overdrawn my account to fulfill these charges when i had no such ability on my account, you have employed a debt recovery agency to harass me to pay these charges and by far the most discraseful I belive you have committed an act of Theft under the fraud act 2006 (please see underlined).

Fraud Act 2006 Chapter 35

Fraud by abuse of position

4 Fraud by abuse of position

(1) A person is in breach of this section if he-

(a) occupies a position in which he is expected to safeguard, or not to act against, the financial interests of another person,

(b) dishonestly abuses that position, and

© intends, by means of the abuse of that position-

(i) to make a gain for himself or another, or

(ii) to cause loss to another or to expose another to a risk of loss.

(2) A person may be regarded as having abused his position even though his conduct consisted of an omission rather than an act.

 

could i add this ??????:idea: :idea: :idea:

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Hi Matty, just read yr thread and all i wanted 2 say is theres a few spelling mistakes in there, so if u do include it in yr letter (depends what advice u get on here) try and do a spellcheck or it could be embarrassing for u!

Regards

Bonnie

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I really dont like this (just a personal opinion) - if it were me, I would stick to the standard letters and case law here - why reinvent the wheel?!

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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At the very least PM one of the Mods and ask before you send this - they will give you a considered opinion and let you know if your approach has been used before and what happened.

If you think my advice has been helpful, please click on the scales to the left :) thank you!

 

Non illegitimi carborundum

 

 

I wish I was a glow worm,

A glow worm's never glum!

 

How can you be grumpy,

when the sun shines out yer bum?! :p

 

 

Amex * 2 *** WON *** Settled

Marbles ****WON*** In full settlement

Capital 1 ***WON*** In full settlement

MBNA ***WON**** In full settlement

Barclaycard ***WON*** In full settlement

Barclays Bank - ***WON*** In full settlement

Abbey ***WON*** In full settlement

Abbey (Mrs Chorlton) ***WON*** In full settlement

Abbey (Mr and Mrs C) - MCOL submitted 16/5/07

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I agree with Chorlton & Pathfinder that you shoudnt use this. Our templates are proven to work so why change things

 

and if you do i would strongly advise you to ask professional help from a Solicitor / Lawyer if you intend to use this.

 

Remember this FREE site is run by Volunteers and not Lawyers and Solicitors, and as such most advice is given on personal experience with no liability

 

My opinion

 

Paul

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