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Lloyds TSB win Court Case - Please help!


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Please help!

I have read today in financial papers that Lloyds TSB have won a case based on their charges were fair, because otherwise they would have to bring in a fee for all bank account customers which is unfair on the ones who do not exceed their overdraft.


Somebody please advise - im waiting to hear when my court case is going to be with Lloyds TSB!


Really worried now.



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i very much doubt that.

please find an online link so this can be verified.



please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hello there brian don't panic!

simpliy put, first off and most important the judgment was in a COUNTY court by a DISTRICT Judge, bucks i think but check around the forum many threads and posts even the judgement itself available on this matter , infact district court judgments do not affect any other court like say an high court appeal or rulling by the law lords so shouldn't affect your case

the most improtant thing is to be best prepeared and read as the post from one of this sites founders relating to the matter that made you raise you question



It was probably becasue that particular judge and that judicial area system is getting tired of dealing with and bogged down by the growing number of claims being brought before them and wanted to escalate the matter for a presidential setting trial/court hearing to free up there time and deal with all the claims in one go.


if you haven't allready i sugest you read through the FAQ section and also enter your case details in the litigation section and give your details to one of the moderateors or site helpers of this forum in this section and you will get some of best support available and find alot of help and reasources.


litigation section link




get yourself a 'court buddie'


post and read in the deadicated lloyds section of the forum



also have a look at the lawpack links on the left of these pages some real good resources there


any opinon and advice is solely my own and not refect the view oppinon or advice of this site.

if you have a need for further clarification please ask post threads and research. All the best.



Now your here and i have your attention do us all a favor and please at least look at





Deadline to sign up by: 21 May 2007 – Signatures: 1,309:eek:

[FONT=Times New Roman][SIZE=4][COLOR=red]Now your here & I've your attention pls atleast [/COLOR][/SIZE][/FONT][FONT=Times New Roman][SIZE=4][COLOR=#ff0000]look at[/COLOR][/SIZE][/FONT] [URL="http://petitions.pm.gov.uk/PAYUSBACK/"][B][FONT=Times New Roman][SIZE=4]http://petitions.pm.gov.uk/PAYUSBACK/[/SIZE][/FONT][/B][/URL] [B]:eek: Deadline to sign up by: [/B]21 May 2007 – [B]Signatures:[/B] 1,333 (as at 17/05):shock: [URL="http://petitions.pm.gov.uk/Penaltycharges/"][FONT=Times New Roman][SIZE=4][COLOR=darkgreen][B]http://petitions.pm.gov.uk/Penaltycharges/[/B][/COLOR][/SIZE][/FONT][/URL] [FONT=Times New Roman]that Berwick v lloyds case judgement [/FONT] [SIZE=1][SIZE=1][FONT=Times New Roman][COLOR=black]Analysed and surmised in concise plain English[/COLOR][/FONT][/SIZE] by 1 of our admins[/SIZE] [URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-825486.html[/URL] [SIZE=1]& by[/SIZE][SIZE=3] R B R EARS[/SIZE] [U][COLOR=darkgreen][URL]http://www.consumeractiongroup.co.uk/forum/show-post/post-827833.html[/URL][/COLOR][/U] [FONT=Times New Roman][SIZE=4][COLOR=black]All the best.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=navy][I]FIDZ[/I][/COLOR][/SIZE][/FONT] [SIZE=4][FONT=Times New Roman][SIZE=4][FONT=Times New Roman][COLOR=black][FONT=Verdana][SIZE=2][COLOR=#ff0000]Any of my Advice & opinions and guidance are personal, not endorsed by C A G or Bank Action Group, are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.[/COLOR][/SIZE][/FONT][/COLOR] [/FONT][/SIZE][/FONT][/SIZE]

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the bbc website states that the judge made the decision by himself as the bank did not defend the case, his aim is to raise the awareness of the court time being spent on cases the banks have no intention of defending. bbc also state that if the complainant appealed \LTSB would never defend in higher court case it sets a precedent

Cheers JD

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 months later...


Have court date in Nov 07

Received below from court:


The Claimant shall within 14 days of service of this order send to the Defendant and to the Court:



a) A schedule setting out each charge repayment of which is sought, showing the date, amount, and reason given (if any) for that charge being made;

b) copies of any statement or other document relied upon as showing that each and every charge has been made;

c) a statement of evidence of all matters relied upon as tending to show that the charges are irrecoverable as penalties or otherwise;


I have prepared everything for my court bundle.

My question is where do the witness statement, and statement of evidence go in the bundle?


Appreciate any help

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Hi it is on this page - I cannot open the zip file cos my subscription to Winzip has run out



If you think this post has been of help, please click on my SCALES on the left - thanks :-) :-x


Peter Anderson

Me Vs Morgan Stanley - WON £490

Me V's LTSB - Private & Bus Acc - £18.8k (since Oct1997)

inc: S.69 Interest (and growing daily) -;)

Please remember to DONATE when you have WON

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the whole of the bundle should be bound together on the left, with a title page at the front listing the claimant and defendant and the claim number.

there should be an index listing all inclusions and all pages should be numbered (by hand is fine). the exact order of the entries is not specified - but i'd think: schedule of charges, statements (only pages with charges circled) - statement of evidence - the court bundle with all it's bits and pieces, .copy of settled claims

correspondence between you and the bank/solicitors, (but nothing marked without prejudice),

also, the t & c's - preferably from around the time you opened your account -


that should do it -

this is all here in a thread i wrote for hsbc forum but it's pretty much the same for all bundles - so fee free to use it:court bundles for dummies

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  • 1 month later...

Hiya Reclaimone, have a look at the new forum for stayed claims




particularly these two threads






hope thats of help



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