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Hello, i am new to this, obviously i have heard the news but today i have decided to see if can get anything back. I am with Barclays (for now) and was wondering about requesting backdated statements, do they supply them on request? Do they charge for them? or do i even need them? I have not kept any of my statements but over the years the charges are substantial, any advice appreciated.

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Guest louis wu

Hello and welcome.

 

Everything you need to know is contained here -

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/

 

 

pay particular attention to this -

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/31460-example-step-step-instructions.html

 

 

f you take a few days to study these links you will be in a good position to conduct your claim properly.

 

Good luck

 

Louis

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I may be being really thick here but the list of parahute accounts lists some bounced direct debit charges at £30+. Are they still leaving themselves open to future claims? If I sue Barclays for past charges due to them being disproportionate e.g. £35 are they then going to reduce the charges or if I incur more in the next year or so, I will be able to claim those back too?????

Have I missed something?

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The banks still argue that the 12,00 as mentioned in tyhe OFT still does not apply to them only Credit cards.

The OFT is investigating Bank charges but the report is only expected later in the year.

Some banks have already reduced their so called "fees" which are disguised as penalty charges.Hsbc have reduced theres while others are still the same.

Yes you should reclaim later any further charges.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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