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Providian 'Directionnal hearing' please help ! :)


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Hi all,


Been awhile since I've been on here, I would really appreciate some advise on a claim I am helping a friend through. It is against providian. As far as I am aware I have followed the correct proceedures for him ( preliminary letter then LBA etc ). Providian have not yet paid up and the court date is for tomorrow! However on the court letter it says it is a 'directional hearing'. Does this mean the court is questioning whether it should be on a small claims track or not? Has anyone else experienced this ?


Should providian not pay up by tomorrow morning then my friend is likely to have to attend this hearing? It would be much appreciated if any of the more experienced folk here could advise on what grounds this should be small claims, any other reference cases etc...or even advise on whether this 'directional hearing' is what I think it is?


Also, has anyone yet had to go into court to argue the case of charges ( I know almost 99% never get to court because if the banks fail they will set a precedant? ) but have any got to court and if so how were they won ?


Many thanks all, I just need to ensure my friend is fully prepared ( as little late i know he only told me the date 2 days ago ! )



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