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Seeking Advice


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I have an overdraft outstanding with Lloyds (£1,017) that I've been paying off at £5 per month for a couple of years. I don't bank with them anymore but out of the blue this morning I get a letter from their 'in house solicitors' stating that after several letters (Not!) I have failed to bring my overdraft below £1,000...They say interest is being added and if I don't pay about £80 in 7 days, court case follows?

Any advice welcome, I'm on carers allowance for my wife who is also on benefits.

I'm guessing I should send them a S.A.R straight away? Any thoughts?

 

Mark

27th September CCA sent to Sechiari Clarke & Mitchell - Commited Offence by not responding-Update, passed account to AIC. CCA AIC on 29/03/07

27th September CCA sent to Allied Credit International - not received, resent on 23th January 07-(still nothing on 30/03/07)

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Think you need to write to them as well as sending SAR stating that you dispute the amount owed on the account and as it is in dispute they should not take any further action.

Barclays - 2 Accounts - WON

Capital 1 - WON with CI

LTSB - WON

LTSB pre 6 years - N1 for non compliance filed

Barclays pre 6 years - Prelim sent

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Thanks, thats what I thought. Also I forgot to say I've also been paying Rockwell for the same account? I wasn't aware at the time but it looks like they've been paid twice a month. Going to phone Rockwell to make sure its the same account...

27th September CCA sent to Sechiari Clarke & Mitchell - Commited Offence by not responding-Update, passed account to AIC. CCA AIC on 29/03/07

27th September CCA sent to Allied Credit International - not received, resent on 23th January 07-(still nothing on 30/03/07)

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