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CCI - How is this calculated with a Yorkshire Bank claim


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Hi All,

 

I am just about to start the claim process against YB for penalties I have paid. The accounts are closed now, but this should not produce a problem as I understand it.

 

My main problem is that with my other bank and credit card claims I have been able to put in claims for Compound Contractual Interest (example Halifax at 29.4% and Capital One at 34.9%), however what rate of interest does YB charge for unauthorized overdrafts? I see that they levy an £8 a day penalty fee for an unauthorized overdraft and £25 a month per month but these are of course not percentage figures.

 

Any help would be very much appreciated.

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HI YORKSHIRES interest rates are here

 

Current Accounts

 

it come up at 27.6%

 

how have you gone on so far with halifax with cci as i have just sent prelim with cci to bank of scotland who is of course part of halifax

 

how far along are you?

 

voyager

nationwide settled in full 7/06/2007

 

yorkshire bank settled in full 15/06/2007

 

capital one filed at court 06/06/2007 acknowledged 15/6 defence received 30/6 AQ sent 2/7 with application for summary judgement--hearing date 18 sept foe defence to be struck out

 

cahoot filed at court 25/06/2007 to acknowledge default judgement granted 27/06###won###settled in full

 

HBOS filed at court acknowledged 20/06/2007 default judgement granted 16th july so won

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i wouldnt have thought so because if you went overdrawn by charges for example the bank would still charge you that interest rate so why cant you ,

 

i`ve pm`d gary h for you he should be able to confirm my answer!

 

and could you give me any info on how you got on with halifax ?

nationwide settled in full 7/06/2007

 

yorkshire bank settled in full 15/06/2007

 

capital one filed at court 06/06/2007 acknowledged 15/6 defence received 30/6 AQ sent 2/7 with application for summary judgement--hearing date 18 sept foe defence to be struck out

 

cahoot filed at court 25/06/2007 to acknowledge default judgement granted 27/06###won###settled in full

 

HBOS filed at court acknowledged 20/06/2007 default judgement granted 16th july so won

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