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Pinkpopcorn Vs Natwest ***WON***


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Hi,

 

Two claims from other banks paid up so far - but this last one is dragging a bit now and with some issues.This claim is for ~£1250.

 

20/01/07 Prelim letter sent

05/02/07 LBA sent

28/02/07 MCOL filed

28/03/07 'F&F' Offer sent (less interest & court fee)

02/04/07 Defence filed

04/04/07 CPR request rejected

15/05/07 Offer rejetion letter sent

 

31/05/07 County court date (soon!)

 

As you can see - we left the rejection letter a bit late as a result of their confused two pronged correspondance with us (defence via cobbets & offer via NatWest both on our doorstep within 24 hours).

 

Rejection sent today so hopefully will prompt them to close this case before having to take the day off to show up in court.

 

Only other problem is that MCOL made an error in converting out data into the official claim.It should be: original charges (a), plus interest (b), plus court charges = total.

Looking at the claim online it appears the claim is actually: original charges plus interest in section (a), plus a second set of interest in (b), plus court charges. ie total is approx £250 more than what we're after.

I'm going to call the court manager tomorrow to see what can be done. Any suggestions???

 

Thanks & Regards,

 

PP

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Calling the court won't do any harm. You may have to put an amendment to the claim.

N244, unfortunately costs £35 and is not re-claimable. Good luck.

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/41901-form-n244-application-notice.html

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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  • 2 weeks later...

We wrote to the judge and sumbitted a full bundle within the 14 day deadline.

 

No responce form Cobbetts since their initial defence & CPR request.

Called NatWest and they insisted they wouldn't raise their offer above the initial claim. No chance of the 8% or court costs. And since we've already declined their offer (as it would mean losing ~£400).......

 

 

 

Looks like this one is going to be heard in court next Thursday......

Wish us luck!

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Watch out for flying pigs on your way!

 

???

 

I can appreciate that proceedings in court are rare - but with 3 working days between now and then I can't see an agreement of settlement being made and monies transferred to stop the case going forward.

 

What other outcomes could there be between now and the 31st??

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On past experience, NatWest will come up with an offer on the 30th. At 3.49. The other possibility is that they have genuinely forgotten you and won't show up. In that case the claim willbe heard without them as in the (now famous) Birmingham Lloyds case. In case that happens, make sure you have a copy of the account terms and conditions. If you haven't got te ones from when you opened the account, at least have the current ones (get them from your branch).

 

In case it is helpful I wrote a brief analysis of the current T&Cs showing why the charges are actually default charges (here). As the charges are bigger than NW's losses then they are also penalties.

 

Steven

 

 

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On past experience, NatWest will come up with an offer on the 30th. At 3.49. Steven

 

Actually steven, you were wrong. It was 2:14pm.

Phone call from Cobbetts askink if we'd drop the case as a cheque was in the post by special delivery which should have arrived that morning!

 

Paid up in full :D

 

Very happy - cheque now in the bank (:p ) and a photocopy of it on the wall!

 

THANK YOU ONE AND ALL!!!

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CONGATULATIONS, another fine win. Good luck. :)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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Thanks!

Can't seem to get my signature to work - but it should say:

 

NatWest business account -

--- started 25 Jan '07 - £250 rejected -

Settled 01 Feb £300 (after Court proceedings started)

 

NatWest personal account -

--- started 25 Jan '07 - £250 rejected - £1200 rejected

Settled 01 June £1650 (1 day before court date including 8% interest & fees)

 

Bank of Scotland personal account -

--- started 25 Jan 07 -

Settled 20 March £650 (after LBA)

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Actually steven, you were wrong. It was 2:14pm.

 

Ah, well you win one.....

 

WIN ANOTHER

 

Well done

 

Steven

 

If this post is helpful, please click the scales

 

 

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