Bank Charges ***WON***

[John72]

Hi Titch

 

Yes, I sent them letters every 3 weeks, plus draft directions, plus a "without prejudice" letter offering to talk to settle things amicably; but you know what the response was.........absolutely nothing.

 

John

[Pen]

John, don't you just get fed up hearing win story's I know how you must be feeling, pleased to hear of member's winning but at the same time, wishing it was you. Cheer up, I'm sure you will have good news for us tomorrow. I think I got my first lot the day before court so check your account after 12pm to night if you have Internet banking, you never know.

 

Good luck for tomorrow by the way:)

[auriol]

John, let us know how you get on, I'm about a month behond you, so I'll be watching with interest!

[Pen]

Hi John,

how did it go?

[John72]

Hi Pen

 

Not as well as I'd hoped but, to be honest, what I expected. I've posted on my thread but this is what I said:

 

An update...........just back from the County Court where my claim was listed today for a "pre-trial review" - along with around 40 or so other cases which took up the whole list for the Judge today. All the banks were listed but it seems only one (Barclays) had sent along a barrister to represent them - and even he had no instructions to settle cases, only to agree directions. Apparently Barclays are deciding whether to pay up on all their cases or to defend them all - so nothing new I suppose.

 

Back to my case and LTSB. Although they had 10 or so cases listed today, they instructed a barrister on only one - the one before mine! He had no instructions on my case and therefore couldn't deal with it; so I saw the Judge alone.

 

The Judge, bless him, seemed tired of being told that either so many cases had already been settled or that no one was there to represent the various banks and I think rather relished the opportunity of granting me the order for directions that I had proposed to SC&M (and copied to the Court) back in April. In fact the directions were given with the exception of the need for witness statements or decided cases.

 

A preliminary hearing with a 30 minute time slot was also ordered - likely to be in the 1st week of September.

 

Not the result I had hoped for by today (I strangely thought that I might have heard in settlement by now) but a form of progress none the less.

Although my claim is "multi-track" size the Judge ordered that it be allocated to the SCT (as both parties had requested) so at least cost exposure is not an issue. LTSB have been ordered to provide evidence of their costs within 28 days - so we'll have to see what they come up with?

 

John