About to start with my reclaim

[Cole]

Hi everyone, my name is Cole.

 

Im 25 & have had a Natwest account since secondary school, they so cleverly started a scheme to open an account for us all in year 9 if I remember correctly.

 

Ive only banked with them since and have had the same amount of financial problems many students have while at College and University.

 

I have an overdraft facility (which they raised quite considerably without my say so) and have had problems over the last 5 years with the charges & keeping within my arranged overdraft limit.

 

I was also mis sold the Advantage Gold account which they used to charge @ £9 a month, through sheer laziness & inconvenience I let my account remain Advanatge Gold for a pretty long time. (I realise I cant claim back for this)

 

Im glad to say times are abit better now but I was notified of this site by a friend who claimed back charges from 2 banks.

 

I always thought it was fishy me getting a £35 charge for going £4 over my overdraft but im glad to see they have been acting illegally and there is something I can do about it.

 

 

 

I am obviously about to begin the 1st step of sending the Data Protection Act request letter but would like to be sure of a few things since there is a wealth of information on this site and it can get confusing.

 

 

Do I send the statutory maximum fee of £10 as a cheque or cash?

 

Should I send the letter by Recorded or Special Delivery?

 

& what Natwest address do I send this 1st stage letter to?

 

 

 

I aim to keep this thread ongoing in a bid to help anyone else at my stage of their claim and I thank anyone in advance for help

[Parkvale]

Welcome Cole to the Nasty West forum.

(a) £10 cheque.

(b) Guaranteed next day delivery.

 

Retail Regulatory Risk

2nd Floor

Cornerstone

60 South Gyle Crescent

Edinburgh

EH12 9WF

 

Good luck. This will also help.

http://www.consumeractiongroup.co.uk/forum/site-questions-suggestions/53182-cant-find-what-youre.html#post436526