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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Anyone up for a Welsh meet?


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Hi all

Just posting my interest in the Welsh meet, I am based in Mold North Wales. please pm me when time /date/place is fixed. regards Carl

LSTB (business) S.A.R - (Subject Access Request) received 10th Dec prelim + Contractual interest claim sent 10th Jan07 £5k + change

Received partial reduction mount of £5,563 against loan & overdraft of £18k i.e. 30% reduction. Next step PPI's & managed loans. Jan 07

 

LSTB (Girlfriend) prelim sent 10th Jan07 1st account £670

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Hi fellow welsh (and bristolian) members, I have a date and venue.......

 

Place

Prince of Wales,

(82 St Mary Street, CARDIFF, CF10 1FA )

Cheap drinks and food available:D

 

Date Sat 14th July 2007.

 

Time anytime after 1pm

 

Can all you lurverly peeps post here or PM me if you can/can't make it? It would be great to get an idea of how many of us will be there:D

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Bugger. I'm in London (I think) on the 14th.

 

The good news for travelling members, the Prince is about 30 seconds' walk from Central station. The bad news is that there is a Travelodge a short walk away. ;)

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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I have a prior engagement with Mrs Slayer that day unfortunately.

 

It also clashes with a colleagues stag weekend in Blackpool and when I mentioned this to the dear lady and hinted that I may prefer Blackpool to an evening out with her, the answer was "Do what the **** you want".

 

I don't think that actually means what it sounds like:o so I won't be going to either Blackpool or Cardiff I'm afraid.

Advice given is either my experience or my opinion and is given without liability. If in doubt, consult a qualified professional.

If you PM me for advice I will only reply in your own thread

 

Never under estimate your ability. I won over £17,000!

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http://www.consumeractiongroup.co.uk/forum/NatWest-bank/17630-thecobbettslayer-NatWest.html

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Guest ArthurP
Hi fellow welsh (and bristolian) members, I have a date and venue.......

 

Place

Prince of Wales,

(82 St Mary Street, CARDIFF, CF10 1FA )

Cheap drinks and food available:D

 

Date Sat 14th July 2007.

 

Time anytime after 1pm

 

Can all you lurverly peeps post here or PM me if you can/can't make it? It would be great to get an idea of how many of us will be there:D

 

Good day but bad rendezvous!

 

Brains used to have their brewery across the road with The Albert next door yet Wetherspoons used to sell Brain's beer much cheaper than The Albert, or any other Brain's pub in Cardiff. Why?:confused:

 

Stale beer!:p All the dregs were/are farmed out to the said chain of pubs and never again would I ever drink in these establishments and risk a long night on the lav!:mad:

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Good day but bad rendezvous!

 

Brains used to have their brewery across the road with The Albert next door yet Wetherspoons used to sell Brain's beer much cheaper than The Albert, or any other Brain's pub in Cardiff. Why?:confused:

 

Stale beer!:p All the dregs were/are farmed out to the said chain of pubs and never again would I ever drink in these establishments and risk a long night on the lav!:mad:

 

Biggest pile of BS I've ever heard from someone not working for a bank.

 

J D Wetherspoon plc practically rewrote the book on cost-efficiency for the licensed trade. Low-maintenance furnishings (many tables wipe-clean), huge-scale bulk buying (better rate for pub, better NPV for brewery), no music (saving up to 700 x £700 in royalties to PRS), no sound on TVs (apparently means they pay Sky a good deal less) - lots of small cost savings across the board add up to very big cost savings, all of which is why they can afford to vastly undercut the opposition (by as much as £1/pint in some cases - most usually the posh clubs filled with pretentious and wannabe-pretentious types), yet still turn a healthy profit.

 

Nothing to do with buying substandard product, though a bad batch will hurt them more than most others. In my long experience, anything substandard at a JDW pub tends to originate within the pub (such as taking a well-laid out chocolate cake and ruining it in a microwave).

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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There's nothing worse than a spoilt choc cake!!:o

Seriously, I don't drink beer, never have, much prefer breezers me:p

 

 

OK, I popped on to update...

So far I have had 4 definates and 2 maybes, with at least another 10 to get back to me. I will send reminders out to the ones who haven't got back to me next weekend. I also intend to get into Cardiff soon, to go check out the venue, get an idea of the layout.

 

I am looking forward to meeting you all:D

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Hello again folks, seeing as I had to go pick up some N1 forms from the court (is it just Cardiff, or have all the courts stopped supplying the whole info package and just giving out the bare minimum of paperwork?) I decided to go check out the Prince of Wales yesterday...ended up staying there all afternoon:D I'm glad I picked it, the staff were friendly, there's a great area where we can use as a meet point (I also found out that I may be able to reserve this....more details to follow nearer the time.)

 

As the 14th is a problem for alot of members, how would you all feel if we change the date to Sat the 7th? (apologies to all who have said yes for the 14th, I'm just trying to be a bit flexible to suit everyone;) )

 

If this is a suitable/unsuitable date, please let me know:)

 

Diolch yn fawr:D

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As the 14th is a problem for alot of members, how would you all feel if we change the date to Sat the 7th? (apologies to all who have said yes for the 14th, I'm just trying to be a bit flexible to suit everyone;) )

 

This date seems strangely familiar. It may have come up while I was looking to see when the major events (of the shut-down-the-entire-city-centre variety) were happening. It may also have come up randomly in a conversation of no relevance whatsoever, though. ;)

HSBCLloyds TSBcontractual interestNew Tax Creditscoming for you?NTL/Virgin Media

 

Never give in ... Never yield to force; never yield to the apparently overwhelming might of the enemy. Churchill, 1941

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This date seems strangely familiar. It may have come up while I was looking to see when the major events (of the shut-down-the-entire-city-centre variety) were happening. It may also have come up randomly in a conversation of no relevance whatsoever, though. ;)

Ahhh, yes, meagain, forgive me for forgetting the Rod Stewart concert:lol: oh well, best stick to the original plan then:rolleyes: the 14th it is.

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Hi Gizmo, do you mean the concert or the meet? If it's the meet then BRILL!!!:D will be great to meet you and to have a Mod attending our little par-tay.

 

bwdski...what on earth is a Gog??:oops:

 

 

C'mon fellow welsh members (all others welcome) come and join in the fun, the more the merrier:D

 

Place

Prince of Wales,

(82 St Mary Street, CARDIFF, CF10 1FA )

Cheap drinks and food available:grin:

 

Date Sat 14th July 2007.

 

Time anytime after 1pm

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Hi Gizmo, do you mean the concert or the meet? If it's the meet then BRILL!!!:D will be great to meet you and to have a Mod attending our little par-tay.

 

bwdski...what on earth is a Gog??:oops:

 

 

C'mon fellow welsh members (all others welcome) come and join in the fun, the more the merrier

 

Place

Prince of Wales,

(82 St Mary Street, CARDIFF, CF10 1FA )

Cheap drinks and food available:grin:

 

Date Sat 14th July 2007.

 

Time anytime after 1pm

 

:D:D:D

A Gog is someone from North Wales...

 

As in Gogledd

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:mad: No, there most certainly isn't! There be no idiots here, apart maybe a few DCA's and banks......;)

 

:grin::grin::grin:

A Gog is someone from North Wales...

 

As in Gogledd

Well well well, I learn something new everyday! and I've only lived in Wales...what...nearly all my life!! :lol:

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Hi all,

 

I'm living near Pontpridd and would love to meet you all on the 14th. How many are attending? I'm a bit shy though:oops: ha ha

Hi, and welcome aboard!:D I just checked my PM's and the thread, so far I have 8 definates (incl me) and 3 maybe's...hopefully there will be more, as there's still a few to get back to me and maybe one or two who've not posted their interest. However many/few we have it should still be a good day. I'm a bit shy too (yeh right) but a couple of drinks down my neck and I'll be completely the opposite:o :D

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