GE Money/ iGroup question

[Duff Man]

Duff Man has been going through his Duff GE Money loan statement and as well as all the charges for direct debit recall charges & the 'admin fees' they then like to charge I've also noticed some 'Additional Interest' amounts appearing in the debit column.

:? Is the Duff Man able to claim for those amounts also ?

[mrsfoot]

Hi Duff

 

I imagine these are interest charges which are at a different rate from the mortgage rate. I would imagine they are related to the arrears which often attract a different interest rate whilst they are owed. As this would not have been charged without the penal charges then in my opinion you can claim them back.

 

Apply this analagy to charges, its normally spot on!

 

If it has been charged as a slap on the wrist for doing something wrong as part of the contract then in most cases you can relcaim them!

 

Add them onto your spreadsheet....and keep your thread updated so we know whats going on with your claim, good luck

[rory32]

Would entirely agree with mrsfoot.

[Duff Man]

Hi Duff

 

I imagine these are interest charges which are at a different rate from the mortgage rate. I would imagine they are related to the arrears which often attract a different interest rate whilst they are owed. As this would not have been charged without the penal charges then in my opinion you can claim them back.

 

Apply this analagy to charges, its normally spot on!

 

If it has been charged as a slap on the wrist for doing something wrong as part of the contract then in most cases you can relcaim them!

 

Add them onto your spreadsheet....and keep your thread updated so we know whats going on with your claim, good luck

 

Duff Man says " Oh - Yeah !! "

Many thanks for that, I've just finished off my spreadsheet so that's off in the Duff post tomorrow with the letter. Time to go & drink some of that cool refreshing Duff Beer now !! " OH - YEAH !! "