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    • Hello, Following the submission of my defense, last night I received an email from DCBL indicating that the claimant intends to proceed with the claim (I've attached a screenshot of the email for reference) along with the N180 directions questionnaire. I'm unsure how they obtained my email, but I suspect it was through the courts' form when I completed the Acknowledgment of Service. This email almost slipped my attention. I have also today received a letter from court to state they have received my defense.  It appears they are requesting an online telephone hearing with the court. Could you please advise me on the necessary steps I should take at this point? Thank you for your assistance. Letter-Email 25-04-24.pdf N180 - Directions questionnaire (Small Claims Track).pdf
    • Default Amount £9237.88, all this started in 2006 Admitted debt £9075.65 Weightmans added £1515.01 immediately they became involved, no explanation The Statement shows when Marlin bought debt in May 2011 £10439.25 Their statements, not received until the SAR, are based on this. Cabot deducted £1515.01on their statements in January 2019, again did not find this out until SAR. Weightmans added in  2007 after the CH1 etc was confirmed by the court £741.50, made up of Process server fees, Court Fee (they tried for bankruptcy), Solicitors fee and Land Registry fee. Unspecfied Legal costs were added by Marlin in March 2015, again I did not know this until statements received with SAR I had been paying monthly, without exception until December 2018. I am minded to take the property charge, CH1 amount ,deduct all my payments and the subsequent fees, and request/demand a refund on the final payment made? I consistently disputed Weightmans balances, but they never responded. I also told Mortimer Clarke/Cabot that I disputed their amounts.  
    • Just follow this link and have read of some threads so your familiar with the process https://www.consumeractiongroup.co.uk/topic/347310-legal-n180-directions-questionnaire-small-claims-track/#comment-5178739
    • Sorry,  I'm not familiar with terminology.  Direction questionnaire is what I've seen online as next step. Witness statement: I haven't gone that far, that's why I put the question marks.
    • 2. Is correct disregard 1. You must attend ad per the order 
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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CAG Natwest Forum Members - Manchester Meet Up (all other members welcome) !!


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OK, see how this one goes. If weve upset any mods or helpers then Im sure they will be the first to tell us, or to simply delete it.

 

What dates are good ones, as previously discussed in Bear Garden for a Manchester Meet Up ?? All welcome, no matter which forum you are on, but we had to make the title relevant to CAG, and not a bear garden. Lol xxxx Anybody coming, please sign up. And dates to be put forward by all !!

 

Fendy xxx:D

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Lol Lol Lol, Enaid, you been on the Rum n Coke again, Lol xxxx Well so far so good. Not closed down yet ??? but it is relevant to the claiming thing. After all, were offering each other bolstering moral support at the meet, and will obviously be discussing Cobblers tactics all evening (honestly mods). !!!

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I'm in!!!!!!!!! 6th July!!!

 

All drinks are on Enaid so I've heard!!!!!!!!!! :D :D :D

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So drinks on Enaid, lodgings on me even though I live 45 miles from Manchester, lol, dunno how that would work then, lol xxxxx tents in Piccadilly central me thinks............... lol xxx

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You hum it honey............. I'll sing it!!!!!!!! (badly!!!!!!!!) :D :D :D

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I second that............. I'd love to meet the peeps that make the site possible............. cos don't know where I'd be financially without the CAG!!! Lol........... probably up sh*t creek without a flaming paddle as usual!!!!!!!!

 

Hope we get as many peeps as poss. xxxxxxxxxx :p

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Yaaaaaayyyyyyyyyyy.................. three ickle 'sugababes' on the vino!!!!!!!! Wooooooooohooooooooooooooooo!!!!!!!!!!!! xxxxxxxxx :D

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I will pass the word round, but I would mention that there is the official CAG picnic at Hampstead Heath on 1st July. Whilst it probably won't effect the members close to Manchester, it might be difficult for people wanting to attend from further away having events on consecutive weekends.

 

 

 

 

 

 

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Thanks Alan, you're a star!! Be great to meet some fellow CAGGERS, hope you can make it, Hedgey xxxxx :p

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Sadly cant make the hampstead heath one......... way too far mate, but thanks for spreading the word if you can and likewise youve ensured by posting on here that the Hampstead one is more widely known tooo. Fendy xxx

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I am afraid that the Hampstead one will be given a VERY high profile, which is why I thought I should mention it. There is a meet in Wakefield that was originally going to be held on 25th June - that has now been moved forward to 9th June to avoid a clash.

 

We have no concerns about events being organised by members, and generally the events are well supported by team members whenever they can get along.

 

 

 

 

 

 

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I am away that weekend or I would of come ..I don't usually go to the meets because of the distance but this one is close enough to me.

 

Sorry I can't make it but I hope it goes really well for you all :D

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

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Hi Everyone,

 

Im in for the 6th July. Let me know where and what time.

 

Really good idea. It will be good to meet others who are also up S.... Creek without a paddle but hopefully wont be too long before we manage to get a least 1 paddle back !

 

If you need any help at all with this just let me know ........will do what I can.

 

This site has given me back the hope I thought was long lost. Would be a good way to raise funds.

 

Chris

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