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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Reclaiming Bank Charges


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Hello everyone :),

 

I would like to know, can I make a claim for the added interest the bank has charged to me when I have gone over my my agreed overdarft limit.

 

If the answer to the above is 'Yes' I would also like to know how this added interest can be calculated?

 

Volkswagen

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Guest ChloeJane

Hi there!

 

A useful read might be here.

 

http://www.consumeractiongroup.co.uk/forum/faqs-please-read-these/25457-guide-reclaiming-bank-charges.html?garpg=6

 

This might make it easier to understand.

 

On the right of that page is links to what to claim for interest and a link to the spreadsheets.

 

The 8% is only added at the filing stage in court - but the links will guide you through more easily for understanding on what you can and cannot claim for overdraft interest.

 

CJ

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I have just had a letter from halifax plc stating that they are declining to reimburse me the £1,800 taken from me over the past 6 years and say that the charges have been applied correctly and will continue to charge me in the same way if I go overdrawn again.

 

What ios the next step?

 

If I go to court, have I a good chance of winning?

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Hi, Margie1958.

 

Your chances of winning are about 100%. Read all the F.A.Q.s and step-by-step Instructions. Your next step is your Letter Before Action which gives them 14 Days to comply with your request after that it's court. Have a look in the Halifax Forum, read a few threads then start one yourself, keep it updated, makes it easier for people to give you help along the way.

 

Best wishes with your claim.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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  • 3 weeks later...
I have been charged quiet a lot of service fees in the past for the number of cheques lodged etc.

 

Is this type of fee reclaimable.

 

Volkswagen

 

 

Not totally sure what you mean with regards to Service Fee!!

 

Is this what it states alongside the charge??

 

Also, which Bank are you claiming against??

If my advice has helped please click my scales

 

Should you require any further help feel free to pm me.

Nat West 2nd Acc

Prelim letter sent 8th Feb '07

:) Full Settlement Offer 24th Feb '07:)

:pMONEY BACK IN ACC ON MARCH THE FIRST '07:p

 

 

Nat West 1st Acc

Filed at court 2nd of Feb '07

Acknowledged on 15th of Feb '07

:rolleyes: Defence submitted 1st March 2007 :rolleyes:

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Not totally sure what you mean with regards to Service Fee!!

 

Is this what it states alongside the charge??

 

Also, which Bank are you claiming against??

 

The bank is Ulster Bank and the statement just reads 'Fee'. The fees are for cheques written, cheques cashed, ATM withdrawls etc.

 

Any help would be appreciated as I am about to put in my claim to the bank.

 

Volkswagen

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