allen V's A&L

[j.barton1]

Well done and congratulations:D

[allen0601]

Morning All

Just wondering about time scales as im getting abit confused (which is easily done)

My claim was deemed served on the 29th may and i recieved a letter from wragge and co on 1st june with acknowledgement of service and notice of intention to defend. Does this mean they have 28 days from the 1st june or 14 days? Also ive not recieved any defence papers yet is that fairly normal??

[allen0601]

HI All

quick update, just got in to find two letters waiting for me

One. a Notice that acknowledgement of service has been filed from the court dated 05/06/07 (which i thought i already had, but that was from the sols and dated 01/06/07)

Two. a five papered defence from wragge and co, i have read through it and it all appears jibberish to me.

Two days ago i did send wragge and co a copy of the charges which im hoping was the right thing to do, Just not sure what to do now really????

According to my mcol it can go no further with them so do i just wait to hear from a court??? Should i start to get together a court bundle???

Ive kept copies of all the letters i have sent a&l and also all the letters they have sent me, but bit worried as ive read through most of the court bundles people have sent and NONE of it makes sense to me!

REALLY NEED ADVICE NOW PLEASE...................................

[j.barton1]

Hi Nicky, Dont worry all you do is sit tight and wait, you do'nt have to do a bundle till you get a court date. The long defence is normal...again trying to confuse you with gibberish...just wait for your date now.

 

JennyXX

[allen0601]

Hi Nicky, Dont worry all you do is sit tight and wait, you do'nt have to do a bundle till you get a court date. The long defence is normal...again trying to confuse you with gibberish...just wait for your date now.

 

JennyXX

Thanks Jen!

Just read on a thread some where that i should get a copy of defence from the court too, is that right? Also what sort of time scale am i looking at now just so i can keep an eye on things! Should i recieve an AQ before or after court date is given?

Its getting really complicated now trying to keep track of all the dead lines and i dont want to miss any as ive read that this can mess things up.

Thanks for every ones support and advice could not of got this far without it

[j.barton1]

Hi Nicky.

 

You've already received a defence copy from wraggs? The court probably wont send one.

You may or may not receive an AQ, Some courts are not sending one.

As long as you have stuck to your deadlines before you have filed a claim...the rest is just waiting for the courts...

 

Hope that helps...the waiting is the worst bit!!

 

Jenxx

[allen0601]

Morning everyone!!

Well had nothing in the post for days now and its driving me insane:p Should i ring mcol and find out about the court it has been tranfered to or just sit back and wait? Seems to be taking along time now and i know im just getting inpatient but i can see a light at the ebd of the tunnel and just want to get there!!

Reading some of the other threads always puts a smile on my face:D and keeps me going

Nicky x

[j.barton1]

Hi Nicky, I know how you feel...the posty probably thinks i've got a crush on him, I am always pleased to see him coming down the drive.

My court date is looming and i am hoping for the settlement letter. Mcol will have transferred you to your local court but if you're like me and have a few, the only thing to do is wait, at least you dont have to sort anything out till you get your letter...no news is good news and all that malarky...

Jennyxx

[allen0601]

Hi Jen thanks just getting worked up with all the waiting!!

Will be looking forward to hearing whats happens with your claim, dont know how u cope with a few on the go at once ive only got the one and thats enough!!

Good luck babe im cheering u on:p

nicky x

[allen0601]

Hi everyone this was sent to me and thought it was really good!! sorry its long!!

A 98 year old woman wrote this to her bank. The bank manager thought it amusing enough to have it published in The Times.

 

 

Dear Sir

 

I am writing to thank you for bouncing my cheque with which I endeavoured to pay my plumber last month. By my calculations, three nanoseconds must have elapsed between his presenting the cheque and the arrival in my account of the funds needed to honour it. I refer, of course, to the automatic monthly deposit of my Pension, an arrangement which, I admit, has been in place for only 38 years. You are to be commended for seizing that brief window of opportunity, and also for debiting my account £30 by way of penalty for the inconvenience caused to your bank.

My thankfulness springs from the manner in which this incident has caused me to rethink my errant financial ways. I noticed that whereas I personally attend to your telephone calls and letters, when I try to contact you, I am confronted by the impersonal, overcharging, pre-recorded, faceless entity which your bank has become. >From now on, I, like you, choose only to deal with a flesh-and-blood person. My mortgage and loan payments will therefore and hereafter no longer be automatic, but will arrive at your bank by cheque, addressed personally and confidentially to an employee at your bank whom you must nominate. Be aware that it is an offence under the Postal Act for any other person to open such an envelope.

Please find attached an Application Contact Status which I require your chosen employee to complete. I am sorry it runs to eight pages, but in order that I know as much about him or her as your bank knows about me, there is no alternative. Please note that all copies of his or her medical history must be countersigned by a solicitor, and the mandatory details of his/ her financial situation (income, debts, assets and liabilities) must be accompanied by documented proof. In due course, I will issue your employee with a PIN number which he/she must quote in dealings with me. I regret that it cannot be shorter than 28 digits but, again, I have modelled it on the number of button presses required of me to access my account balance on your phone bank service. As they say, imitation is the sincerest form of flattery.

Let me level the playing field even further. When you call me, press buttons as follows:

1-- To make an appointment to see me.

2-- To query a missing payment.

3-- To transfer the call to my living room in case I am there.

4-- To transfer the call to my bedroom in case I am sleeping.

5-- To transfer the call to my toilet in case I am attending to nature.

6-- To transfer the call to my mobile phone if I am not at home.

7-- To leave a message on my computer (a password to access my computer is required. A password will be communicated to you at a later date to the authorized contact.)

8-- To return to the main menu and to listen to options 1 through 8

9-- To make a general complaint or inquiry, the contact will then be put on hold, pending the attention of my automated answering service.

While this may, on occasion, involve a lengthy wait, uplifting music will play for the duration of the call.

Regrettably, but again following your example, I must also levy an establishment fee to cover the setting up of this new arrangement.

 

May I wish you a happy, if ever so slightly less prosperous, New Year.

 

 

Your Humble Client

 

(Remember: This was written by a 98 year old woman; DOESN'T SHE MAKE YOU PROUD!!?

 

[allen0601]

I know this is going to seem a bit daft asking now but do i claim for Paid item charges??

[j.barton1]

Hi Jen thanks just getting worked up with all the waiting!!

Will be looking forward to hearing whats happens with your claim, dont know how u cope with a few on the go at once ive only got the one and thats enough!!

Good luck babe im cheering u on:p

nicky x

Thanks nicky, it means alot.

XXX

[allen0601]

Hi all well still nothing in the post i feel like im just twiddling my thumbs here! Should i have contacted the court regarding this questionaire thing cus from reading other threads i know they dont always send them through the post but dont want to miss the dead line??

Thanks

Nicky:confused:

[j.barton1]

Hi Nicky, It wont hurt ringing the court, they will be up to there eyes in claims so the odd few might be forgotten.

 

Jennyxx

[allen0601]

Hi all

I recieved a letter this morning regarding transfer to local court which apparently is Leicester County Court. I telephoned the court and spoke to a nice man who said there was nothing i could do at the min until a judge had looked at the paper work and then and only then will he decide if i have to complete an allocations questionaire! But he told me there is a back log. If i twiddle my thumbs anymore there will be nothing left:o

this is driving me insane:shock:

Just wanted to check some thing with everyone or anyone,my poc!

 

This claim is regarding charges applied to the Alliance and Leicester account (account number #########) held by myself, Miss # and my partner Mr. # , These charges are from 03/03/2003 to 30/12/2006. This account was opened over 13 yrs ago and we believe that the charges are unfair, contrary to common law and disproportional to the banks true costs. The bank has been contacted on several occasions but does not appear to want to rectify this problem. Copies of the charges have been sent to them along with details of the interest this sum has assembled, i will be supplying further copies. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from 03/03/2003 to 30/12/2006 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £1.10.

This is what is on my mcol form and before it gets any further i need to know this is ok?

[allen0601]

sorry one more thing even though the man on the phone said the judge will decide if a questionaire needs to be done the letter that came with the transfer of proceedings says:

without hearing

it is ordered that

the filing of an allocation questionaire be dispensed with in this case unless the district judge at court of transfer orders otherwise**

** an allocation fee may be payable in this instance please contact the court

 

On that should i contact court again to find out when it needs paying or just sit and wait!:?

[allen0601]

Bump!!!! Please

[jansus]

I think from what I have read that if the AQ is dispensed with but your total claim is over £1500 you still have to pay the £100 but I have also read that it does vary from court to court . So I would consider calling the court to check.

 

Have you read the instructions on AQ dispensed with - instructions?

 

If not I will see if I can find it http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html

 

Jansus:)

[younganfree]

I think from what I have read that if the AQ is dispensed with but your total claim is over £1500 you still have to pay the £100 but I have also read that it does vary from court to court . So I would consider calling the court to check.

 

Have you read the instructions on AQ dispensed with - instructions?

 

If not I will see if I can find it http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html

 

Jansus:)

Yay, jansus, you've learned how to do the 'link' thing. Took me ages to do that too!

[jansus]

Yay, jansus, you've learned how to do the 'link' thing. Took me ages to do that too!

 

yes with help form my 20 year old son! and some people here:oops:

 

jansus

[allen0601]

I think from what I have read that if the AQ is dispensed with but your total claim is over £1500 you still have to pay the £100 but I have also read that it does vary from court to court . So I would consider calling the court to check.

 

Have you read the instructions on AQ dispensed with - instructions?

 

If not I will see if I can find it http://www.consumeractiongroup.co.uk/forum/general/80091-your-court-dispensing-allocation.html

 

Jansus:)

Thanks you so much for answering me:p Think its all this hanging around not used to it. Yes i will give the court a call on friday as im off just to check. i havent recieved a date yet but not sure if that makes any difference. Thanks again. I been reading loads of threads lately and noticed that u give really sound advice so thanks:D

Nicky:)

[kpsh87]

Hello

I'm at the same stage as you too, I have had a notice of transfer of proceedings to local court, it said the Aq had been dispensed with but fee may be payable - on 12 June. I telephoned the court last week and the lady said I did not have to do, or pay anything until my case had been looked at and have a date, she said they were v. busy. I did write a short letter to the court to say we were away on hols in August, but apart from that it is just a case of waiting, which seems a bit strange after everything you have to do to get to this stage.

Good Luck

[allen0601]

Hi all ive been eagerly reading all the threads and the news as to whats been happening with those who have had their court date and it seems that at least things are moving again! Seems so long since any one has won a case or even got further than just a court date:) Well done all of you!!!!

I telephoned my local court today (Leicester) as i have heard nothing and was told that an allocation questionaire would most likely be sent out to me within the next week or so! so i guess not every court has got rid of them.

So i ll carry on twiddling my thumbs i guess and reading threads.

Nicky

[allen0601]

Hi Jenny if your out there not spoke in a while just wanted to say well done for standing your ground in the court The news reports will hopefully put more pressure on the banks WELL DONE!!

[j.barton1]

Hi Nicky,

Thankyou v.much. Hopefully the floodgates will open now with the media etc, the more claimants the better. the whole court experience was a positive thing, the judge was very nice too. Come on A&L....just pay up!!!

 

HAHAHA...

 

Luv Jennyxxx